Oct 30, 2023 / 08:30AM GMT
Alberto Fernández López - Unicaja Banco, S.A. - IR Officer
Good morning, everyone. Thank you for joining us today for Unicaja Banco Third Quarter 2023 Earnings Conference. I'm here today with Pablo González, our CFO; and Juan Pablo Lopez, Head of Investor Relations, and they will take us through their presentation. Please remember, we will have the live Q&A session after the presentation. Thank you, Pablo.
Pablo González MartÃn - Unicaja Banco, S.A. - CFO & MD of Finance
Thank you, Alberto. Let's start with the recap of the key highlights of the quarter, as we always do. We have seen the deleverage of the private sector in Spain speed up a little bit in the last few months. In our case, the consumer lending is performing very much in line with the sector, decreasing 2.5% year-on-year as the demand is lower due to higher rates and macro uncertainties. Private customer resources remain supportive and have decreased by only 1.4% year-on-year despite high mortgage and corporate repayments. Keep in mind,
Q3 2023 Unicaja Banco SA Earnings Call Transcript
Oct 30, 2023
Already have an account? Log in
Get the full story
| Access to All Earning Calls and Stock Analysis | |
| 30-Year Financial on one screen | |
| All-in-one Stock Screener with unlimited filters | |
| Customizable Stock Dashboard | |
| Real Time Insider Trading Transactions | |
| 8,000+ Institutional investors’ 13F holdings | |
| Powerful Excel Add-in and Google sheets Add-on | |
| All data downloadable | |
| Quick customer support | |
| And much more... |
30-Day 100% money back guarantee
You are not charged until the trial ends. Subscription fee may be tax deductible.
Excellent 
4.6 out of 5 
Trustpilot
Trustpilot
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers