Q4 2023 Kotak Mahindra Bank Ltd Earnings Call Transcript

Apr 29, 2023 / 12:00PM GMT
Operator

Ladies and gentlemen, good day and welcome to the Kotak Mahindra Bank Limited Q4 FY '23 Earnings Conference Call. (Operator Instructions) Please note that this conference is being recorded.

I now hand the conference over to Mr. Uday Kotak, MD and CEO, Kotak Mahindra Bank. Thank you, and over to you, Mr. Kotak.

Uday Suresh Kotak - Kotak Mahindra Bank Limited - MD, CEO, Member of Executive Board & Director

Good evening, friends, and welcome to the conference call after the full-year accounts of Kotak Mahindra Bank have been declared by the Board of Directors earlier in the day. Let me first give a little bit of perspective at a time when we are seeing a lot more turbulence in many other parts of the world in the financial sector. The Indian financial sector, particularly the Indian banking sector is going through a phase of what I would call as Goldilocks. And the outlook as things stand today looks quite positive and promising, despite the fact that there are risks to Indian growth coming because of factors external to India, because of a global

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