Q4 2021 DCB Bank Ltd Earnings Call Transcript

May 08, 2021 / 12:30PM GMT
Operator

Ladies and gentlemen, good day, and welcome to the DCB Bank Limited Q4 and FY '21 Earnings Conference Call. Joining us on the call today are Mr. Murali M. Natrajan, MD and CEO, DCB Bank Limited; and Mr. Bharat Sampat, CFO, DCB Bank Limited. (Operator Instructions) Please note that this conference is being recorded.

I now hand the conference over to Mr. Murali M. Natrajan. Thank you, and over to you, sir.

Murali M. Natrajan - DCB Bank Limited - MD, CEO & Non-Independent Executive Director

Good evening. Welcome to all of you. Saturday, late evening, thanks for dialing into our call. Hope everyone has had a chance to look at the press release and the investor presentation, and of course, the 2 pages that we have put on the stock exchange.

I have a couple of remarks to make, and then we'll open up for questions. March 24, 2020, when we had the lockdown last year, and it was a very, very different situation for all of us, for the entire nation and of course, the entire world. And at the time, we were trying to figure out how exactly are we

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