Feb 09, 2022 / 11:30AM GMT
Operator
Good day, ladies and gentlemen, and a very warm welcome to the DCB Bank Limited Q3 FY '22 Earnings Conference Call. Joining us today on the call are Mr. Murali M. Natrajan, Managing Director and CEO of DCB Bank Limited; and Mr. Bharat Sampat, CFO of DCB Bank Limited. (Operator Instructions) Please note that this conference is being recorded.
I'd now like to hand the conference over to Mr. Murali M. Natrajan. Thank you, and over to you, sir.
Murali M. Natrajan - DCB Bank Limited - MD, CEO & Non-Independent Executive Director
Thank you. Good evening, all of you. Thank you very much for joining this call. I will make a few observations in the next 5 minutes and then we'll open the floor for questions. Just let me highlight a couple of items that we believe this should be highlighted.
First of all, for second quarter in a row, our upgrades and recording have been very strong. In fact, in this quarter, if I probably ignore gold loans, which I'll explain in a minute, if you exclude gold loans, the recoveries and upgrades have been higher than
Q3 2022 DCB Bank Ltd Earnings Call Transcript
Mar 20, 2024
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