Q4 2021 CSB Bank Ltd Earnings Call Transcript

May 08, 2021 / 10:30AM GMT
Operator

Good evening, ladies and gentlemen. I am Bharti, moderator for the conference call. Welcome to CSB Bank Q4 FY '21 Earnings Conference Call hosted by Axis Capital Limited. (Operator Instructions) Please note, this conference is recorded.

I would now like to hand over the floor to Mr. Praveen Agarwal. Thank you. And over to you, sir.

Praveen Agarwal -

Thank you, Bharti. Good evening, everyone, and welcome to this earnings call of CSB Bank. We have with us Mr. CVR Rajendran, MD and CEO; Mr. Pralay Mondal, President, Retail, SME Operations and IT; Mr. B.K. Divakara, the CFO; and Mr. Ganesan V., who is the Head of Credit Monitoring and Recovery.

I would request Mr. Rajendran to take us through the brief of the result. Post which, we'll open the floor for Q&A. Over to you, Mr. Rajendran.

Chinna Veerappan Rajendran - CSB Bank Limited - MD, CEO & Director

Thank you, Mr. Praveen. Good evening, everyone, and hope you're all safe. Thank you for joining us today. We are in a situation where COVID 2 is passing a

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