Q4 2024 UniCredit SpA Earnings Call Transcript

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Feb 11, 2025

Feb 11, 2025 / 09:30AM GMT
Operator

Good morning. Ladies and gentlemen. Before I hand over to Magda Palczynska, Head of Investor Relations, a reminder that today's call is being recorded. Madam, you may begin.

Magda Palczynska - UniCredit SpA - Head of Group Investor Relations

Good morning and welcome to UniCredit's fourth quarter and full-year 2024 results conference call. Andrea Orcel, our CEO, will take you through the presentation. This will be followed by a Q&A session with Andrea; and Stefano Porro, our CFO. Please limit yourself to two questions. With that, I hand over to Andrea.

Andrea Orcel - UniCredit SpA - Chief Executive Officer, Head of Italy, Executive Director

Good morning. It is my privilege to present the successful completion of the first phase of UniCredit Unlocked, crown by our fourth quarter and full-year 2024 results. We're now moving to the second phase of UniCredit unlocked acceleration.

This will include our expectations and levers for the next three years, the guidance outlook, and inorganic activity. Our

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