Q4 2024 PROG Holdings Inc Earnings Call Transcript

Feb 19, 2025

Feb 19, 2025 / 01:30PM GMT
Operator

Good day. And thank you for standing by. Welcome to PROG Holdings fourth quarter earnings conference call. (Operator Instructions)

Please note that today's conference is being recorded. I will now hand the conference over to your speaker host, John Baugh, Vice President of Investor Relations. Please go ahead.

John Baugh - PROG Holdings Inc - Vice President - Investor Relations

Thank you and good morning, everyone. Welcome to the PROG Holdings fourth quarter, 2024 earnings call. Joining me this morning are Steven Michaels, PROG Holdings President and Chief Executive Officer, and Brian Garner, our Chief Financial Officer.

Many of you have already seen a copy of our earnings release issued this morning, which is available on our Investor Relations website, investor.progholdings.com.

During this call, certain statements we make will be forward-looking, including comments regarding our revised 2025 full year outlook and our outlook for the fourth quarter of 2025. The health of our portfolio and our expectations for write offs for our

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