Q4 2024 X Financial Earnings Call Transcript

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Mar 20, 2025

Mar 20, 2025 / 11:00AM GMT
Operator

Hello, and welcome to the X Financial fourth quarter 2024 earnings conference call. (Operator Instructions) Please note, this event is being recorded.

I would now like to turn the conference over to Victoria Yu. Please go ahead.

Victoria Yu - X Financial - Investor Relations Manager

Thank you, operator. Hello, everyone, and thank you for joining today's call. The company's financial results were released earlier today and are available on our Investor Relations website at ir.xiaoyinggroup.com.

On the call today from X Financial are Mr. Kan Li, President; and Mr. Frank Fuya Zheng, Chief Financial Officer. Additionally, we are delighted to welcome Mr. Noah Kauffman to our company. He brings 20 years of experience in group strategy, corporate and financial transactions as well as financial and operational improvements in the global financial markets.

Before joining X Financial, he served as Head of strategic, financial planning and analysis at the Intercontinental Exchange where he played a key role in capital allocation and global

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