Q4 2024 Yiren Digital Ltd Earnings Call Transcript

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Mar 20, 2025

Mar 20, 2025 / 12:00PM GMT
Operator

Good day, and welcome to the Yiren Digital fourth quarter and fiscal year 2024 earnings conference call. (Operator Instructions) Please note this event is being recorded. I would now like to turn the conference call over to Ms. Keyao He. The floor is yours, ma'am.

Keyao He - Yiren Digital Ltd - Investor Relations Officer

Thank you, operator. Good morning, and good evening, everyone. Today's call features the presentation by the Founder, Chairman and CEO of CreditEase, our CEO; Mr. Ning Tang; and our CFO, Mr. Yuning Feng. There will be a Q&A session after the prepared remarks.

Before beginning, I would like to remind you that discussions during this call contain forward-looking statements made under the safe harbor provision of US Private Securities Litigation Reform Act of 1995. Such statements affected risks, uncertainties and factors that can cause actual results to differ materially from those contained any such statements. Study information regarding to the risks, uncertainties or factors is recorded in our filings with the US Securities and

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