Q1 2025 Discover Financial Services Earnings Call Transcript

Apr 24, 2025

Apr 24, 2025 / 12:00PM GMT
Operator

(Operator Instructions)

Good morning. My name is Margot, and I will be your operator today. At this time, I would like to welcome everyone to the first quarter 2025 Discover Financial Services earnings conference call. (Operator Instructions)

Erin Stieber - Discover Financial Services - IR

Thank you, operator. I'll begin by referencing slide 2 of our earnings presentation, which you can find in the financial section of our investor relations website, investor relations.discover.com.

Our discussion today contains certain forward-looking statements that are subject to risks and uncertainties that may cause actual results to differ materially.

Please refer to our notices regarding forward-looking statements that appear in our first quarter 2025 earnings press release and presentation, as well as the risk factors detailed in our annual report and other filings with the SEC.

Our call today will include remarks from our Interim CEO and President, Michael Shepherd, and John Greene, our Chief Financial Officer. There will be no

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