Apr 25, 2025 / 12:30PM GMT
Operator
Ladies and gentlemen, good day, and welcome to the DCB Bank Limited Q4 and FY25 earnings conference call. Today, we have with us from management, Mr. Praveen Kutty, Managing Director and CEO; Mr. Sridhar Seshadri, Whole Time Director; Mr. Ravi Kumar, Chief Financial Officer; and Mr. Ajit Kumar Singh, Chief Investor Relations Officer. (Operator Instructions) Please note that this conference is being recorded.
I now hand the conference over to Mr. Praveen Kutty, Managing Director and CEO. Thank you, and over to you, sir.
Praveen Kutty - DCB Bank Ltd - Chief Executive Officer, Managing Director
Thank you. Good evening, everybody. I'll give you a very quick brief on the Q4 financial performance of DCB Bank. In continuation of the trend of growth momentum, we have seen our balance sheet growth of 22% for the year. Deposit growth was a healthy 22%, and the loans growth was 25%. This growth was achieved with our savings account growth being 19%. And our top 20 ratio declining over the quarter to 6.61%.
But it's not all about growth alone. From a NIM
Q4 2025 DCB Bank Ltd Earnings Call Transcript
Apr 25, 2025
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