Apr 25, 2025 / 01:00PM GMT
Operator
Good morning, ladies and gentlemen, and welcome to Bay First Financial Corporation, Q1 2025 conference call and webcast. (Operator Instructions) Also note that this call is being recorded on Friday, April 25, 2025.
I would now like to turn the conference over to Tom Zernik, CEO. Please go ahead, sir.
Thomas Zernick - Bayfirst Financial Corp - Chief Executive Officer, Director
Thank you, Sylvi. Good morning and thank you for participating on our call today. Once again with me is Robin Oliver, our President and Chief Operating Officer, and Scott McKim, our Chief Financial Officer.
Today's call will include forward-looking statements and non-gap financial measures. Please refer to our cautionary statement on forward-looking statements contained on page 2 of the investor presentation.
We reported a net loss this quarter of $335,000 driven by a couple of challenges, most notably higher provision expense and higher write downs on our portfolio of loans measured at fair value.
Businesses are experiencing slowing demand for
Q1 2025 Bayfirst Financial Corp Earnings Call Transcript
Apr 25, 2025
Already have an account? Log in
Get the full story
| Access to All Earning Calls and Stock Analysis | |
| 30-Year Financial on one screen | |
| All-in-one Stock Screener with unlimited filters | |
| Customizable Stock Dashboard | |
| Real Time Insider Trading Transactions | |
| 8,000+ Institutional investors’ 13F holdings | |
| Powerful Excel Add-in and Google sheets Add-on | |
| All data downloadable | |
| Quick customer support | |
| And much more... |
30-Day 100% money back guarantee
You are not charged until the trial ends. Subscription fee may be tax deductible.
Excellent 
4.6 out of 5 
Trustpilot
Trustpilot
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers