- SoFi Technologies reports a significant growth in membership and revenue in Q1 2025.
- Analyst forecasts display mixed sentiments with a slight downside predicted from the current stock price.
- GuruFocus estimates suggest the stock may be overvalued based on the GF Value metric.
SoFi Technologies (SOFI, Financial) has delivered an impressive performance in the first quarter of 2025, highlighting robust growth and increased market penetration. Key highlights from the quarter include the addition of 800,000 new members, pushing total membership up by an impressive 34% to 10.9 million. On the financial front, the company experienced a 33% surge in adjusted net revenue, which climbed to $771 million. Breaking it down further, lending revenue grew by 27%, while fee-based revenue surged by an extraordinary 67% year-over-year.
Wall Street Analysts Forecast
Looking at the insights from 15 Wall Street analysts, the average one-year price target for SoFi Technologies (SOFI, Financial) stands at $13.78. The price targets range significantly, with a high estimate of $20.00 and a low of $6.00. This average target suggests a minimal downside of 0.14% from the current stock price of $13.80. For those investors seeking more granular details, further estimates are accessible on the SoFi Technologies Inc (SOFI) Forecast page.
The consensus from 18 brokerage firms offers a "Hold" recommendation for the stock, with the average recommendation rated at 2.8 on a scale where 1 signifies a strong buy and 5 indicates a sell.
Delving into GuruFocus estimates, the projected GF Value for SoFi Technologies (SOFI, Financial) in one year is pegged at $10.50. This implies a potential downside of 23.91% when compared to the current market price of $13.7999. The GF Value metric represents GuruFocus' fair valuation, derived from historical trading multiples, past business growth, and anticipated future performance. Investors seeking a deeper understanding of these figures can visit the SoFi Technologies Inc (SOFI) Summary page for more information.
