For the first quarter, CZFS reported a tax-effected net interest margin of 3.30%, marking an increase from last year's 3.05% for the same duration. Additionally, the company's tangible book value per share rose to $46.19, up from $40.70 at the end of the previous quarter.
Wall Street Analysts Forecast
Based on the one-year price targets offered by 1 analysts, the average target price for Citizens Financial Services Inc (CZFS, Financial) is $70.00 with a high estimate of $70.00 and a low estimate of $70.00. The average target implies an upside of 27.32% from the current price of $54.98. More detailed estimate data can be found on the Citizens Financial Services Inc (CZFS) Forecast page.
Based on the consensus recommendation from 1 brokerage firms, Citizens Financial Services Inc's (CZFS, Financial) average brokerage recommendation is currently 1.0, indicating "Buy" status. The rating scale ranges from 1 to 5, where 1 signifies Strong Buy, and 5 denotes Sell.
Based on GuruFocus estimates, the estimated GF Value for Citizens Financial Services Inc (CZFS, Financial) in one year is $67.06, suggesting a upside of 21.97% from the current price of $54.98. GF Value is GuruFocus' estimate of the fair value that the stock should be traded at. It is calculated based on the historical multiples the stock has traded at previously, as well as past business growth and the future estimates of the business' performance. More detailed data can be found on the Citizens Financial Services Inc (CZFS) Summary page.
