Q1 2025 Ayvens SA Earnings Call Transcript

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Apr 30, 2025

Apr 30, 2025 / 08:00AM GMT
Tim Albertson - Ayvens SA - Group Chief Executive Officer, Ayvens

Good morning, ladies and gentlemen. Welcome to this Ayvens quarter one 2025 results call I'm hosting a call with Patrick Sommelet.

First, as always, I'll present the highlights of quarter one, and then Patrick will comment on our financial results. And then we'll be able to take your questions. Let's go straight to slide five on the key takeaways.

Ayvens has started the year on a very positive note by delivering strong financial resources across the board for the first quarter, showing a continued improvement on all financials, both the revenues and costs.

Starting with the revenues, margins have increased steadily both versus quarter one 2024 and versus quarter four 2024. Reflected in margins representing 562 bits of average earning assets over the quarter.

On used car sales, our results and depreciation adjustments reflect again a very gradual normalization. With results per unit before depreciation adjustments at â¬1,229 so less than â¬40 below quarter four 2024.

And above our 2025 full

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