Q4 2025 Kotak Mahindra Bank Ltd Earnings Call Transcript

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May 03, 2025

May 03, 2025 / 12:30PM GMT
Operator

Ladies and gentlemen, good day, and welcome to the Kotak Mahindra Bank Q4 FY25 earnings conference call. (Operator Instructions) Please note that this conference is being recorded.

I now hand the conference over to Mr. Ashok Vaswani, Managing Director and Chief Executive Officer of Kotak Mahindra Bank. Thank you, and over to you, sir.

Ashok Vaswani - Kotak Mahindra Bank Ltd - Chief Executive Officer, Managing Director, Executive Director

Thank you. Thank you so much. Good evening, everyone, and thank you so much for joining us. I do apologize for running a little late this evening. I hope it's not created any inconvenience.

At the end of fiscal year 2025, let me share some of my recollections with you. In Q1 calendar year '24, we defined the strategy at a group level. Kotak has a very strong product platform. We manufacture virtually every financial services product.

The essence of this strategy is to bring together relevant products and services in the form of propositions for defined customer segments. Thus, we are seeking to move

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