Q1 2025 Kaspi.kz AO Earnings Call Transcript

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May 12, 2025

May 12, 2025 / 12:00PM GMT
Operator

First quarter 2025 financial results. (Operator Instructions) I will now hand you over to David Ferguson, Head of Investor Relations at Kaspi.kz to begin. David, please go ahead.

David Ferguson - Kaspi.kz AO - Managing Director, Head of Investor Relations

Great. Thank you, Maxine. Good afternoon, good morning to everyone. Thanks a lot for joining us for our first quarter 2025 financial results. I'm David Ferguson. I'm joined, as usual, by Mikheil Lomtadze, our CEO and Co-Founder; Yuri Didenko and Tengiz Mosidze, our deputy CFOs -- deputy CEOs, sorry.

So Mikheil will take you through the strategic update. I'll run you through the operational performance in the first quarter. I'll do that quickly and then spend a bit more time on the guidance for the remainder of the year. There's a couple of moving parts to discuss, and then we'll open up the call for Q&A. So on that note, I'll hand it over to Mikheil.

Mikheil, over to you. Thank you.

Mikhail Lomtadze - Kaspi.kz AO - Chief Executive Officer, Co-Founder,

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