XP (XP) Sees Strong Q1 with Revenue and Asset Growth | XP Stock News

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May 20, 2025
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XP Inc. (XP, Financial) reported a solid first quarter, posting revenue of R$4.56 billion, a notable increase from R$4.27 billion a year earlier. The company also experienced significant growth in client assets, which reached R$1.3 trillion in Q1. This marks a 13% rise compared to the previous year and a 3% increase from the prior quarter.

The robust year-over-year growth was propelled by net inflows of R$119 billion and a market appreciation of R$32 billion. For the first quarter, XP recorded a net inflow of R$24 billion, with retail net inflow contributing R$20 billion. While retail net inflow showed a marginal 1% decrease from the previous quarter, it was still an impressive 53% higher than the same period last year.

Additionally, XP's active client base expanded by 2% compared to the previous year and remained stable from the last quarter, totaling 4.7 million active clients in Q1.

Wall Street Analysts Forecast

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Based on the one-year price targets offered by 10 analysts, the average target price for XP Inc (XP, Financial) is $18.88 with a high estimate of $24.97 and a low estimate of $12.98. The average target implies an upside of 1.71% from the current price of $18.56. More detailed estimate data can be found on the XP Inc (XP) Forecast page.

Based on the consensus recommendation from 10 brokerage firms, XP Inc's (XP, Financial) average brokerage recommendation is currently 2.2, indicating "Outperform" status. The rating scale ranges from 1 to 5, where 1 signifies Strong Buy, and 5 denotes Sell.

Based on GuruFocus estimates, the estimated GF Value for XP Inc (XP, Financial) in one year is $60.21, suggesting a upside of 224.41% from the current price of $18.56. GF Value is GuruFocus' estimate of the fair value that the stock should be traded at. It is calculated based on the historical multiples the stock has traded at previously, as well as past business growth and the future estimates of the business' performance. More detailed data can be found on the XP Inc (XP) Summary page.

Disclosures

I/We may personally own shares in some of the companies mentioned above. However, those positions are not material to either the company or to my/our portfolios.