Q2 2025 ALM. Brand A/S Earnings Call Transcript

7 days ago

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Jul 16, 2025 / 09:00AM GMT
Operator

Hello everyone and welcome to today's ALM. Brand Q2 2025 conference call. My name is Seb and I'll be your operator for the call today.

(Operator Instructions) I will now hand the floor to Rasmus Werner Nielsen, CEO, to begin. Please go ahead.

Rasmus Nielsen - ALM. Brand A/S-Chief Executive Officer

Thank you. Good morning and thank you for joining us on our conference call. I am Rasmus Werner Nielsen. As usual, I have with me today our CFO, Andreas Ruben Madsen, and the head of our IR team, Mads Thinggaard. This morning we published our interim report for the second quarter. As usual, I will walk you through the operating highlights and then Andreas will comment on the financials.

Please turn to slide 2. I'm pleased with the overall financial performance in a satisfactory Q2, with good cost control leading to a significant drop in the expected ratio year-on-year, while the underlying loss ratio is strongly improving, helped by synergies and price adjustments. Organic growth of about 8% in Q2 is very

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