Q2 2025 Ally Financial Inc Earnings Call Transcript

Jul 18, 2025 / 01:00PM GMT
Operator

Good day, and thank you for standing by. Welcome to the Q2 2025 Ally Financial Earnings Conference Call. (Operator Instructions) Please be advised that today's conference is being recorded. I would now like to hand the conference over to your speaker today, Sean Leary, Head of Investor Relations. Please go ahead.

Sean Leary - Ally Financial Inc - Chief Financial Planning and Investor Relations Officer

Thank you, Daniel. Good morning, and welcome to Ally Financial's Second Quarter 2025 Earnings Call. This morning, our CEO, Michael Rhodes; and our CFO, Russ Hutchinson, will review Ally's results before taking questions. The presentation we'll reference can be found in the Investor Relations section of our website, ally.com. Forward-looking statements and risk factor language governing today's call are on Page two.

GAAP non-GAAP measures pertaining to our operating performance and capital results are on Slide three. As a reminder, non-GAAP or core metrics are supplemental to and not a substitute for US GAAP measures. Definitions and reconciliations can be

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