PRA Group Inc (PRAA, Financial) files its latest 10-K with SEC for the fiscal year ended on December 31, 2018. PRA Group Inc is a United States-based company that primarily acquires, collects, and processes nonperforming loans. The company generates the majority of its sales from the United States. PRA Group Inc has a market cap of $1.24 billion; its shares were traded at around $27.32 with a P/E ratio of 18.86 and P/S ratio of 1.46. PRA Group Inc had annual average EBITDA growth of 15.40% over the past ten years. GuruFocus rated PRA Group Inc the business predictability rank of 2.5-star.
For the last quarter PRA Group Inc reported a revenue of $215.4 million, compared with the revenue of $205.7 million during the same period a year ago. For the latest fiscal year the company reported a revenue of $874.8 million, an increase of 7.5% from last year. For the last five years PRA Group Inc had an average revenue growth rate of 1.5% a year.
The reported diluted earnings per share was $1.44 for the year, a decline of 59.3% from the previous year. Over the last five years PRA Group Inc had an average EPS decline of 13.3% a year. The PRA Group Inc had a decent operating margin of 21.18%, compared with the operating margin of 25.93% a year before. The 10-year historical median operating margin of PRA Group Inc is 33.89%. The profitability rank of the company is 8 (out of 10).
At the end of the fiscal year, PRA Group Inc has the cash and cash equivalents of $98.7 million, compared with $120.5 million in the previous year. The long term debt was $2.5 billion, compared with $2.2 billion in the previous year. The interest coverage to the debt is 1.5, which is not a favorable level. PRA Group Inc has a financial strength rank of 4 (out of 10).
At the current stock price of $27.32, PRA Group Inc is traded at 45.7% discount to its historical median P/S valuation band of $50.31. The P/S ratio of the stock is 1.46, while the historical median P/S ratio is 2.64. The intrinsic value of the stock is $28.71 a share, according to GuruFocus DCF Calculator. The stock lost 30.7% during the past 12 months.
For the complete 20-year historical financial data of PRAA, click here.
