Business Description
PRA Group Inc
NAICS : 522299
SIC : 7323
ISIN : US69354N1063
Share Class Description:
PRAA: Ordinary SharesTotal Employee Number:
2,615Compare
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Traded in other countries / regions
PRAA.USAPOV1.Germany Index Membership
Russell 2000Russell 3000 IPO Date
2002-11-08Description
PRA Group Inc is a specialty finance company engaged in the purchase, collection, and management of nonperforming loan portfolios. The majority of the loans it purchases are from credit originators who have chosen not to pursue, or have been unsuccessful in collecting, the full balance owed to them (Core accounts). To a lesser extent, the company also purchases loans in situations where the customer is involved in a bankruptcy or similar proceeding (Insolvency accounts). As part of an ancillary business, it also purchases and provides fee-based services for class action claims recoveries in the U.S. The company has two operating and reportable segments, comprised of its U.S. and European businesses. The majority of its revenue is generated from the United States.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.06 | |||||
Equity-to-Asset | 0.19 | |||||
Debt-to-Equity | 3.8 | |||||
Debt-to-EBITDA | -39.19 | |||||
Interest Coverage | 2.49 | |||||
Piotroski F-Score | 4/9 | |||||
Altman Z-Score | 1.7 | |||||
Beneish M-Score | -2.56 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 8.5 | |||||
3-Year EPS without NRI Growth Rate | -14.3 | |||||
3-Year Book Growth Rate | -6.8 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 88.71 | |||||
9-Day RSI | 77.8 | |||||
14-Day RSI | 68.54 | |||||
3-1 Month Momentum % | -14.59 | |||||
6-1 Month Momentum % | -14.64 | |||||
12-1 Month Momentum % | -1.31 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 23.37 | |||||
Quick Ratio | 23.37 | |||||
Cash Ratio | 1.14 | |||||
Days Sales Outstanding | 1320.46 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | 0.5 | |||||
Shareholder Yield % | -47.83 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 64.91 | |||||
Operating Margin % | 21.88 | |||||
Net Margin % | -22.29 | |||||
EBITDA Margin % | -7.72 | |||||
FCF Margin % | -1.06 | |||||
OCF Margin % | -0.64 | |||||
ROE % | -25.66 | |||||
ROA % | -5.42 | |||||
ROIC % | 5.7 | |||||
3-Year ROIIC % | 14.07 | |||||
ROC (Joel Greenblatt) % | -2.44 | |||||
ROCE % | -2.16 | |||||
Years of Profitability over Past 10-Year | 8 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 7 |
GF Value Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Forward PE Ratio | 7.41 | |||||
PE Ratio without NRI | 13.73 | |||||
Shiller PE Ratio | 12.14 | |||||
PS Ratio | 0.57 | |||||
PB Ratio | 0.71 | |||||
Price-to-Tangible-Book | 0.73 | |||||
EV-to-EBIT | -41.19 | |||||
EV-to-Forward-EBIT | 12.22 | |||||
EV-to-EBITDA | -44.74 | |||||
EV-to-Revenue | 3.46 | |||||
EV-to-Forward-Revenue | 3.5 | |||||
EV-to-FCF | -325.75 | |||||
Price-to-GF-Value | 0.71 | |||||
Price-to-Projected-FCF | 1.02 | |||||
Price-to-Median-PS-Value | 0.37 | |||||
Price-to-Graham-Number | 0.67 | |||||
| Price-to-Net-Current-Asset-Value | 1.04 | |||||
Earnings Yield (Greenblatt) % | -2.43 | |||||
FCF Yield % | -1.87 | |||||
Forward Rate of Return (Yacktman) % | -8.39 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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PRA Group Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 1,258.71 | ||
| EPS (TTM) ($) | -7.16 | ||
| Beta | 1.537 | ||
| 3-Year Sharpe Ratio | 0.15 | ||
| 3-Year Sortino Ratio | 0.24 | ||
| Volatility % | 63.31 | ||
| 14-Day RSI | 68.54 | ||
| 14-Day ATR ($) | 0.93219 | ||
| 20-Day SMA ($) | 15.81875 | ||
| 12-1 Month Momentum % | -1.31 | ||
| 52-Week Range ($) | 10.25 - 22.55 | ||
| Shares Outstanding (Mil) | 38.14 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 4 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
PRA Group Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
PRA Group Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-11-03 17:00 | In 128 days | ||
| Third quarter earnings results for 2026 | 2026-11-03 | In 127 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-04 17:00 | In 37 days | ||
| Second quarter earnings results for 2026 | 2026-08-04 | In 36 days | ||
| General meeting for 2026 | 2026-06-16 09:30 | 15.50 (-2.02%) | ||
| First quarter earnings conference call for 2026 | 2026-05-07 17:00 | 21.29 (-1.02%) | ||
| First quarter earnings results for 2026 | 2026-05-07 | 21.29 (-1.02%) | ||
| Raymond James 47th Annual Institutional Investor Conference | 2026-03-03 14:15 | 16.75 (+10.12%) | ||
| Annual report for 2025 | 2026-03-02 | 15.75 (+3.11%) | ||
| Fourth quarter earnings conference call for 2025 | 2026-02-26 17:00 | 11.70 (+6.27%) |
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PRA Group Inc Frequently Asked Questions
What is PRA Group Inc(PRAA)'s stock price today?
The current price of PRAA is $18.69. The 52 week high of PRAA is $22.55 and 52 week low is $10.25.
When is next earnings date of PRA Group Inc(PRAA)?
The next earnings date of PRA Group Inc(PRAA) is 2026-08-04 Est..
Does PRA Group Inc(PRAA) pay dividends? If so, how much?
PRA Group Inc(PRAA) does not pay dividend.
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