Business Description
Aozora Bank Ltd
ISIN : JP3711200000
Share Class Description:
AOZOF: Ordinary SharesTotal Employee Number:
2,696Compare
Compare
Traded in other countries / regions
8304.JapanAOZOY.USAAON.Germany IPO Date
2014-04-21Description
Aozora Bank Ltd is a full-service commercial bank with operations mainly in Japan. It is engaged in banking and financial services through various business segments. The Corporate Sales Group provides lending, deposits, financial products, private equity investment, and M&A-related services for corporate clients. The Structured Finance Group handles acquisition, environmental projects, revitalization, and real estate finance. The International Business Group manages overseas investment and financing operations. The Market Group deals with derivatives, foreign exchange trading, and ALM. The Customer Relations Group offers loans, deposits, and financial products to corporate and retail clients. It generates the majority of its revenue from the Structured Finance Group segment.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.69 | |||||
Equity-to-Asset | 0.06 | |||||
Debt-to-Equity | 1.86 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 7/9 | |||||
Beneish M-Score | -2.38 | |||||
WACC vs ROIC | ||||||
Growth Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -0.1 | |||||
3-Year EPS without NRI Growth Rate | 35.5 | |||||
3-Year Book Growth Rate | -2.6 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 12.81 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | -16.53 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Dividend Growth Rate | -16.1 | |||||
3-Year Average Share Buyback Ratio | -5.8 | |||||
Shareholder Yield % | -15.88 |
Profitability Rank
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 20.79 | |||||
FCF Margin % | 96.93 | |||||
OCF Margin % | 102.54 | |||||
ROE % | 5.52 | |||||
ROA % | 0.31 | |||||
Years of Profitability over Past 10-Year | 9 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 18.37 | |||||
Forward PE Ratio | 11.45 | |||||
PE Ratio without NRI | 18.36 | |||||
Shiller PE Ratio | 16.46 | |||||
PS Ratio | 3.82 | |||||
PB Ratio | 0.98 | |||||
Price-to-Tangible-Book | 1.02 | |||||
Price-to-Free-Cash-Flow | 3.77 | |||||
Price-to-Operating-Cash-Flow | 3.56 | |||||
EV-to-Revenue | -1.07 | |||||
EV-to-FCF | -1.05 | |||||
Price-to-GF-Value | 1.38 | |||||
Price-to-Projected-FCF | 0.32 | |||||
Price-to-Median-PS-Value | 1.34 | |||||
Price-to-Graham-Number | 0.91 | |||||
FCF Yield % | 26.6 | |||||
Forward Rate of Return (Yacktman) % | 39.92 |
Aozora Bank Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Aozora Bank Ltd Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| JPY 25.000000 Cash Dividend | 2026-06-29 | 14.02 (+0.00%) | ||
| JPY 25.000000 Cash Dividend | 2026-03-30 | 14.02 (+0.00%) | ||
| JPY 22.000000 Cash Dividend | 2025-12-29 | 14.02 (+0.00%) | ||
| JPY 22.000000 Cash Dividend | 2025-09-29 | 14.02 (+0.00%) | ||
| JPY 22.000000 Cash Dividend | 2025-06-27 | 14.02 (+0.00%) | ||
| JPY 22.000000 Cash Dividend | 2025-03-28 | 16.06 (+0.00%) | ||
| JPY 19.000000 Cash Dividend | 2024-12-27 | 16.06 (+0.00%) | ||
| JPY 19.000000 Cash Dividend | 2024-09-27 | 16.06 (+0.00%) | ||
| 0.1:1 Stock Split | 2017-09-27 | 34.80 (+0.00%) |
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Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Aozora Bank Ltd
No articles.
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