The historical rank and industry rank for Aozora Bank's OCF Margin % or its related term are showing as below:
AOZOF'
s OCF Margin % Range Over the Past 10 Years
Min: -226.17 Med: 116.95 Max: 628.13
Current: 102.54
During the past 13 years, the highest OCF Margin % of Aozora Bank was 628.13%. The lowest was -226.17%. And the median was 116.95%.
AOZOF's OCF Margin % is ranked better than 85.68% of 1501
companies
in the Banks industry
Industry Median: 29.44
vs AOZOF: 102.54
Aozora Bank OCF Margin % Related Terms
Aozora Bank OCF Margin % Historical Data
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The historical data trend for Aozora Bank's OCF Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Aozora Bank's OCF Margin %, along with its competitors' market caps and OCF Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Aozora Bank OCF Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Aozora Bank's OCF Margin % distribution charts can be found below:
* The bar in red indicates where Aozora Bank's OCF Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Aozora Bank (AOZOF) has a OCF Margin % of 0.00% as of Mar. 2026. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Aozora Bank and its competitors. According to the industry distribution chart, Aozora Bank ranks #215 out of 1501 companies in the Banks industry, placing it in the top 14.3%.
Is Aozora Bank's OCF Margin % too high?
Aozora Bank's current OCF Margin % is 0.00%. Based on the distribution chart, Aozora Bank ranks #215 out of 1501 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Aozora Bank has a GF Score™ of 59/100, reflecting its overall financial health beyond just this single metric.
How does Aozora Bank's OCF Margin % compare to competitors?
According to the Banks industry distribution chart, Aozora Bank ranks #215 out of 1501 companies for OCF Margin %. This places Aozora Bank in the top 14% of its industry — outperforming the majority of peers. The industry median OCF Margin % is 29.44. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good OCF Margin % for a Banks company?
The median OCF Margin % among Banks companies is 29.44, based on 1,501 companies in the industry. Companies in the top quartile (top 25%) have a OCF Margin % significantly above this median, while those in the bottom quartile fall well below. However, OCF Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high OCF Margin % mean?
A high OCF Margin % can signal that a stock is expensive relative to its fundamentals. OCF Margin is the ratio of Cash Flow from Operations to Total Revenue. View historical data on Aozora Bank and its competitors. For the Banks industry, the median OCF Margin % is 29.44 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Aozora Bank's current OCF Margin % is 0.00%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Aozora Bank stock overvalued right now?
Aozora Bank (AOZOF) has a current OCF Margin % of 0.00%. The stock's GF Value™ is $12.97, compared to a current price of $14.02 — trading 8.1% above its estimated fair value. The current OCF Margin % is 0.00%. Aozora Bank's overall GF Score™ is 59/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is OCF Margin % calculated?
OCF Margin % is calculated from a company's financial statements. For Aozora Bank (AOZOF), the current OCF Margin % is 0.00% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Aozora Bank (AOZOF) Overvalued in 2026?
Based on GuruFocus' analysis, Aozora Bank stock appears to be overvalued.
The current stock price of $14.02 is trading 8.1% above its estimated GF Value™ of $12.97.
Key valuation signals for AOZOF:
OCF Margin %: 0.00%
GF Value™: $12.97 vs. price of $14.02 (8.1% above fair value)
No single metric tells the full story. See the AOZOF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Aozora Bank Ltd is a full-service commercial bank with operations mainly in Japan. It is engaged in banking and financial services through various business segments. The Corporate Sales Group provides lending, deposits, financial products, private equity investment, and M&A-related services for corporate clients. The Structured Finance Group handles acquisition, environmental projects, revitalization, and real estate finance. The International Business Group manages overseas investment and financing operations. The Market Group deals with derivatives, foreign exchange trading, and ALM. The Customer Relations Group offers loans, deposits, and financial products to corporate and retail clients. It generates the majority of its revenue from the Structured Finance Group segment.
59GF Score
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OCF Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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