Virgin Money UK PLC logo

Virgin Money UK PLC

A$ 2.09 (-5.43%) Sep 30
P/E:
3.21
P/B:
0.32
Market Cap:
A$ 2.97B ($ 1.92B)
Enterprise V:
A$ 11.06B ($ 7.15B)
Volume:
9.39M
Avg Vol (2M):
3.79M
Also Trade In:
Volume:
9.39M
Market Cap A$:
2.97B
Market Cap $:
1.92B
PE Ratio:
3.21
Avg Vol (2-Month):
3.79M
Enterprise Value A$:
11.06B
Enterprise Value $:
7.15B
PB Ratio:
0.32
GF Score:
Year:
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10Y: -%
Above Low: +NaN%
Below High: NaN%
Alerts Website Sources Stock Report
Dataset
Financial Download

Business Description

Description
Virgin Money UK was formed through the merger between CYBG PLC and Virgin Money. After being divested by National Australia Bank in 2016, CYBG went through a restructuring and recapitalisation process, with mortgages accounting for around 75% of its loan book. Following CYBG's merger with Virgin Money, the loan book has been reshaped again, with mortgages now accounting for 80% of total loans, personal loans around 8%, and SME and business loans around 12%. The merger with Virgin Money does provide upside earnings potential, but operating conditions are tough, with business momentum slowing. An upturn in the earnings outlook is needed after several years of disappointment.
Name Current Vs Industry Vs History
Cash-To-Debt 0.69
Equity-to-Asset 0.06
Debt-to-Equity 2.72
Debt-to-EBITDA 9.2
Interest Coverage N/A
N/A
N/A
Piotroski F-Score 8/9
0
1
2
3
4
5
6
7
8
9
Altman Z-Score 0
Distress
Grey
Safe
Beneish M-Score 0
Manipulator
Not Manipulator
WACC vs ROIC
WACC
ROIC
Name Current Vs Industry Vs History
5-Day RSI 9.74
9-Day RSI 16.89
14-Day RSI 24.11
6-1 Month Momentum % -16.29
12-1 Month Momentum % -36.39

Liquidity Ratio

Name Current Vs Industry Vs History

Financials (Next Earnings Date:2022-11-24 Est.)

ASX:VUK's 30-Y Financials

Guru Trades

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Insider Trades

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Peter Lynch Chart

Y-axis scale:
Interactive Chart
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Performance

Dividend
To

Annualized Return %

Symbol 1 Week 1 Month 3 Months 6 Months YTD 1 Year 3 Years 5 Years 10 Years

Total Annual Return %

Symbol 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013

Executives

Valuation Box

Year:
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Analyst Estimate

Key Statistics

Name Value
Revenue (TTM) (Mil A$) 3,010.692
EPS (TTM) (A$) 0.705
Beta 2.41
Volatility % 32.67
14-Day RSI 24.11
14-Day ATR (A$) 0.08362
20-Day SMA (A$) 2.449
12-1 Month Momentum % -36.39
52-Week Range (A$) 2.09 - 4.1
Shares Outstanding (Mil) 1,413.39

Piotroski F-Score Details

Year:
Component Result
Piotroski F-Score 8
Positive ROA
Positive CFROA
Higher ROA yoy
CFROA > ROA
Lower Leverage yoy
Higher Current Ratio yoy
Less Shares Outstanding yoy
Higher Gross Margin yoy
Higher Asset Turnover yoy

Virgin Money UK PLC Filings

Document Form Filing Date
No Filing Data

Virgin Money UK PLC Analysis

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