Business Description
Burke & Herbert Financial Services Corp
NAICS : 522110
SIC : 6021
ISIN : US1213311020
Description
Burke & Herbert Financial Services Corp is the bank holding company. The bank offers a full range of business and personal financial solutions designed to meet customers' banking, borrowing, and investment needs and has over 20 branches throughout the Northern Virginia region and commercial loan offices in Fredericksburg, Loudoun County, and Richmond, Virginia, and in Bethesda, Maryland. The Company operates in one segment which includes Community Banking. The company generates revenue from sources such as Fiduciary and wealth management income, Service charges and fees on deposit accounts consist of monthly service fees, check orders, and other deposit account related fees. Debit card fees and other service charges are primarily comprised of debit and credit card income, ATM fees.
Financial Strength
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Cash-To-Debt | 0.16 | |||||
| Equity-to-Asset | 0.09 | |||||
| Debt-to-Equity | 0.86 | |||||
| Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
| Interest Coverage | N/A |
N/A
|
N/A
| |||
| Piotroski F-Score | 5/9 | |||||
| Beneish M-Score | -2.37 | |||||
| WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 3-Year Revenue Growth Rate | 2.8 | |||||
| 3-Year EPS without NRI Growth Rate | -3 | |||||
| 3-Year FCF Growth Rate | 13.7 | |||||
| 3-Year Book Growth Rate | -4.1 |
Momentum Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| 5-Day RSI | 61.71 | |||||
| 9-Day RSI | 55.49 | |||||
| 14-Day RSI | 52.26 | |||||
| 6-1 Month Momentum % | 15.95 | |||||
| 12-1 Month Momentum % | -31.76 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Dividend Yield % | 3.88 | |||||
| Dividend Payout Ratio | 0.7 | |||||
| 3-Year Dividend Growth Rate | 2 | |||||
| Forward Dividend Yield % | 3.88 | |||||
| 5-Year Yield-on-Cost % | 3.88 | |||||
| 3-Year Average Share Buyback Ratio | 2.4 | |||||
| Shareholder Yield % | 18.16 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| Net Margin % | 20.46 | |||||
| FCF Margin % | 25.47 | |||||
| ROE % | 7.89 | |||||
| ROA % | 0.63 | |||||
| Years of Profitability over Past 10-Year | 10 |
GF Value Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
| PE Ratio | 18.1 | |||||
| PE Ratio without NRI | 18.1 | |||||
| Shiller PE Ratio | 13.11 | |||||
| Price-to-Owner-Earnings | 19.47 | |||||
| PEG Ratio | 1.69 | |||||
| PS Ratio | 3.72 | |||||
| PB Ratio | 1.29 | |||||
| Price-to-Tangible-Book | 1.29 | |||||
| Price-to-Free-Cash-Flow | 14.51 | |||||
| Price-to-Operating-Cash-Flow | 9.65 | |||||
| EV-to-Revenue | 5.72 | |||||
| EV-to-FCF | 22.34 | |||||
| Price-to-Projected-FCF | 1.16 | |||||
| Price-to-Peter-Lynch-Fair-Value | 1.7 | |||||
| Price-to-Graham-Number | 1.02 | |||||
| FCF Yield % | 6.95 | |||||
| Forward Rate of Return (Yacktman) % | 20 |
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