BHRB (Burke & Herbert Financial Services) EV-to-FCF: 23.30 (As of Jul. 15, 2026) — 30% Above Median

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BHRB Burke & Herbert Financial Services Corp BHRB
64 GF Score
Price $70.72
GF Value $79.65
Valuation Modestly Undervalued
! 6 Warning Signs
View Full Analysis

What is Burke & Herbert Financial Services EV-to-FCF?

Burke & Herbert Financial Services BHRB +0.55% 64 EV-to-FCF is 23.30 as of Jul. 15, 2026, which is 30% above its 10-year median of 17.99. GuruFocus rates BHRB with a GF Score™ of 64/100 and a GF Value™ of $79.65 (Modestly Undervalued). The stock has 6 warning signs investors should review. Among 1,196 Banks companies, Burke & Herbert Financial Services ranks worse than 84.95% on this metric.

EV-to-FCF is calculated as enterprise value divided by its free cash flow. As of today, Burke & Herbert Financial Services's Enterprise Value is $1,980.5 Mil. Burke & Herbert Financial Services's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was $85.0 Mil. Therefore, Burke & Herbert Financial Services's EV-to-FCF for today is 23.30.

The historical rank and industry rank for Burke & Herbert Financial Services's EV-to-FCF or its related term are showing as below:

BHRB' s EV-to-FCF Range Over the Past 10 Years
Min: -32.53   Med: 17.99   Max: 172.83
Current: 23.3

During the past 12 years, the highest EV-to-FCF of Burke & Herbert Financial Services was 172.83. The lowest was -32.53. And the median was 17.99.

BHRB's EV-to-FCF is ranked worse than
84.95% of 1196 companies
in the Banks industry
Industry Median: 6.575 vs BHRB: 23.30

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

As of today (2026-07-15), Burke & Herbert Financial Services's stock price is $70.72. Burke & Herbert Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 was $7.710. Therefore, Burke & Herbert Financial Services's PE Ratio (TTM) for today is 9.17.


Burke & Herbert Financial Services  (NAS:BHRB) EV-to-FCF Explanation

EV-to-FCF is a valuation multiple that allows analysts and investors to compare stocks, preferably in the same sector or industry. This important multiple is often used in conjunction with, or as an alternative to, the PE Ratio (TTM) to determine the fair market value of a company.

Burke & Herbert Financial Services's PE Ratio (TTM) for today is calculated as:

PE Ratio (TTM)=Share Price (Today)/Earnings per Share (Diluted) (TTM)
=70.72/7.710
=9.17

Burke & Herbert Financial Services's share price for today is $70.72.
Burke & Herbert Financial Services's Earnings per Share (Diluted) for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $7.710.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Enterprise Value is used because it is a more complete measure in reflecting how much an investor pays when buying a company. Free Cash Flow is an important financial metric because it represents the actual amount of cash at a company's disposal. Companies with a low EV-to-FCF ratio, combined with a strong balance sheet are generally considered as undervalued.


Burke & Herbert Financial Services EV-to-FCF Related Terms


Burke & Herbert Financial Services EV-to-FCF Historical Data

* Premium members only.

The historical data trend for Burke & Herbert Financial Services's EV-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Burke & Herbert Financial Services EV-to-FCF Chart

Burke & Herbert Financial Services Annual Data
Trend Dec04 Dec05 Dec06 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only 11.84 21.53 24.59 15.82 12.42

Burke & Herbert Financial Services Quarterly Data
Dec19 Dec20 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EV-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10.00 8.68 9.29 12.42 17.55

BHRB vs AMAL, WABC, PEBO: EV-to-FCF Comparison

For the Banks - Regional subindustry, Burke & Herbert Financial Services's EV-to-FCF, along with its competitors' market caps and EV-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Burke & Herbert Financial Services EV-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Burke & Herbert Financial Services's EV-to-FCF distribution charts can be found below:

* The bar in red indicates where Burke & Herbert Financial Services's EV-to-FCF falls into.


BHRB
64GF Score
Burke & Herbert Financial Services Corp BHRB
EV-to-FCF is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Burke & Herbert Financial Services EV-to-FCF Calculation

Burke & Herbert Financial Services's EV-to-FCF for today is calculated as:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=1980.464/84.987
=23.30

Burke & Herbert Financial Services's current Enterprise Value is $1,980.5 Mil.
Burke & Herbert Financial Services's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was $85.0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-FCF →
What does a EV-to-FCF of 23.30 mean?
Burke & Herbert Financial Services (BHRB) has a EV-to-FCF of 23.30 as of Jul. 15, 2026. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Burke & Herbert Financial Services and its competitors. This is 30% above median its historical median of 17.99. According to the industry distribution chart, Burke & Herbert Financial Services ranks #1016 out of 1196 companies in the Banks industry, placing it in the top 84.9%.
Is Burke & Herbert Financial Services' EV-to-FCF too high?
Burke & Herbert Financial Services' current EV-to-FCF of 23.30 is 30% above median its 10-year median of 17.99. The Banks industry median EV-to-FCF is 6.58. Burke & Herbert Financial Services' value of 23.30 is 254.4% above this industry median. Based on the distribution chart, Burke & Herbert Financial Services ranks #1016 out of 1196 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Burke & Herbert Financial Services has a GF Score™ of 64/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Burke & Herbert Financial Services' EV-to-FCF compare to AMAL and WABC?
According to the Banks industry distribution chart, Burke & Herbert Financial Services ranks #1016 out of 1196 companies for EV-to-FCF. This places Burke & Herbert Financial Services in the lower half of its industry. The industry median EV-to-FCF is 6.58. Burke & Herbert Financial Services' value of 23.30 is 254.4% above this benchmark. While the company's 10-year median is 17.99 vs. the industry median of 6.58, Burke & Herbert Financial Services has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-FCF for a Banks company?
The median EV-to-FCF among Banks companies is 6.58, based on 1,196 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-FCF significantly above this median, while those in the bottom quartile fall well below. However, EV-to-FCF should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Burke & Herbert Financial Services's current EV-to-FCF of 23.30 is 254.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-FCF mean?
A high EV-to-FCF can signal that a stock is expensive relative to its fundamentals. EV to FCF ratio is the company's enterprise value divided by free cash flow. View historical data on Burke & Herbert Financial Services and its competitors. For the Banks industry, the median EV-to-FCF is 6.58 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Burke & Herbert Financial Services's current EV-to-FCF is 23.30, which is 30% above median its own 10-year median of 17.99. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Burke & Herbert Financial Services stock overvalued right now?
Based on GuruFocus' analysis, Burke & Herbert Financial Services (BHRB) is currently considered Modestly Undervalued. The stock's GF Value™ is $79.65, compared to a current price of $70.72 — trading 11.2% below its estimated fair value. The current EV-to-FCF is 23.30, which is 30% above median its 10-year median of 17.99 and 254.4% above the Banks industry median of 6.58. Burke & Herbert Financial Services' overall GF Score™ is 64/100 with 6 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-FCF calculated?
EV-to-FCF is calculated from a company's financial statements. For Burke & Herbert Financial Services (BHRB), the current EV-to-FCF is 23.30 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Burke & Herbert Financial Services (BHRB) Overvalued in 2026?

Based on GuruFocus' analysis, Burke & Herbert Financial Services stock appears to be undervalued. The current stock price of $70.72 is trading 11.2% below its estimated GF Value™ of $79.65. GuruFocus considers Burke & Herbert Financial Services to be Modestly Undervalued.

Key valuation signals for BHRB:

  • EV-to-FCF: 23.30 (30% above median its 10-year median of 17.99)
  • GF Value™: $79.65 vs. price of $70.72 (11.2% below fair value)
  • GF Score™: 64/100 with 6 warning signs
  • Industry Position: 254.4% above the Banks median (#1016 of 1196)

No single metric tells the full story. See the BHRB stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Burke & Herbert Financial Services Business Description

Address 100 S. Fairfax Street, Alexandria, VA, USA, 22314
Burke & Herbert Financial Services Corp is the bank holding company. Through its subsidiary, it predominantly serves small to medium-sized businesses, their owners and employees, professional corporations, non-profits, and individuals with various banking products and financial services. Some of its products and service offerings include checking, savings, and money market accounts, certificates of deposit, treasury and cash management services, commercial and industrial loans, commercial real estate loans, residential mortgage, acquisition, construction, and development loans, online banking, mobile banking, and wealth and trust services. The company operates in a single segment, namely Community Banking.
64GF Score

Get the complete analysis for BHRB

EV-to-FCF is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$70.72
Price
$79.65
GF Value