Niyogin Fintech Ltd (BOM:538772)

Q2 2025 Niyogin Fintech Ltd Earnings Call Transcript

Nov 12, 2024 / 01:30 PM GMT

Release Date Price: ₹48.58 (-1.94%)

Transcript

Key Points

Positve

Niyogin Fintech Ltd (BOM:538772) reported a significant increase in transaction volumes, indicating a recovery from previous challenges.
The company has successfully pivoted its business model to prioritize program management and revenue streams, showing strong market traction.
Niyogin Fintech Ltd has established itself as a leading provider of Soundbox Solutions in India, with a robust pipeline of over six lakh sound boxes.
The fintech channel now contributes 85% of the company's total AUM, reflecting the success of its partnership model and digital-first approach.
The company has expanded its network by adding 167 financial partners this quarter, strengthening its reach to 6,217 partners.

Negative

Niyogin Fintech Ltd is running about six months behind its original EBITDA target for FY25, indicating challenges in meeting financial goals.
The company has been cautious in scaling its loan book due to market headwinds, potentially impacting growth in this segment.
There is a significant leakage in the financial inclusion side, affecting profitability despite large transaction volumes.
The company faces competition from larger players like M2P, which have raised significant capital and expanded through acquisitions.
Niyogin Fintech Ltd's international expansion is still in early stages, with expected revenues from the Middle East market not yet materialized.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

NIYO.BO - Niyogin Fintech Ltd
Q2 2025 Niyogin Fintech Ltd Earnings Call
Nov 12, 2024 / 01:30PM GMT

=====================
Presentation
--------------------------------------------------------------------------------
Unidentified_1 [1]
--------------------------------------------------------------------------------
Ladies and gentlemen, good day. And welcome to the Neogen fintech Limited, Q2 and H1 FY25 conference call.

As a reminder, all participant lines will be in the listen-only more and there will be an opportunity for you to ask questions after the presentation concludes. Should you need assistance during the conference call? Please signal an operator by pressing star then zero on your touchtone phone.

Please note that this conference is being recorded.

I now hand the conference over to Mr Ravi Udeshi from Ernst and Young. Thank you and over to you, sir.

--------------------------------------------------------------------------------
Unidentified_2 [2]
------------------------------------------

Already have an account? Log in

Get the full story

Subscribe Now

	Access to All Earning Calls and Stock Analysis
	30-Year Financial on one screen
	All-in-one Stock Screener with unlimited filters
	Customizable Stock Dashboard
	Real Time Insider Trading Transactions
	8,000+ Institutional investors’ 13F holdings
	Powerful Excel Add-in and Google sheets Add-on
	All data downloadable
	Quick customer support
	And much more...

7-Day Free Trial · Cancel Anytime

Subscription fee may be tax deductible.

Excellent

4.6 out of 5

Trustpilot

Research Tools

All-In-One Screener Stock Ideas Stock List Guru List Guru Real-Time Picks Insider List Insider Trades Economic Indicators Sector & Industry Performance DCF Calculator Calculators Discussion Board

Product

Pricing Plans Excel Add-In Google Sheets Add-on Data API Stock Comparison Table Manual of Stocks Instant Alerts Mobile App Newsletters Signup 中文

Education

Financial Glossary Tutorials FAQ Buffett Indicator Shiller P/E Yield Curve Today U.S. Inflation Rate Global Market Valuation Fed Net Liquidity Buffett Assets Allocation

Company

About GuruFocus Career Contact Us Advertise Term of Use Privacy Policy Referral Program Partner Program

Survey

We'd love to learn more about your experiences on GuruFocus.com and how we can improve!

Take Survey

Disclaimers

GuruFocus.com is not operated by a broker or a dealer. Under no circumstances does any information posted on GuruFocus.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The individuals or entities selected as "gurus" may buy and sell securities before and after any particular article and report and information herein is published, with respect to the securities discussed in any article and report posted herein. Gurus may be added or dropped from the GuruFocus site at any time. In no event shall GuruFocus.com be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on GuruFocus.com, or relating to the use of, or inability to use, GuruFocus.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. The gurus listed in this website are not affiliated with GuruFocus.com, LLC. Stock quotes are provided by QuoteMedia, Inc. (CSI). Company fundamental data is provided by Morningstar. Analyst estimates data is sourced from both Refinitiv and Morningstar, with priority given to Refinitiv data. Data is updated daily.