Niyogin Fintech (BOM:538772) Enterprise Value: ₹5,568 Mil (As of Jul. 24, 2026) ***

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BOM:538772 Niyogin Fintech Ltd BOM:538772
54 GF Score
Price ₹42.08
GF Value ₹76.13
Valuation Significantly Undervalued
! 3 Warning Signs
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What is Niyogin Fintech Enterprise Value?

Niyogin Fintech BOM:538772 -2.80% 54 Enterprise Value is ₹5,568 Mil as of Jul. 24, 2026. GuruFocus rates BOM:538772 with a GF Score™ of 54/100 and a GF Value™ of ₹76.13 (Significantly Undervalued). The stock has 3 warning signs investors should review.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, Niyogin Fintech's Enterprise Value is ₹5,568 Mil. Niyogin Fintech's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 was ₹-59 Mil. Therefore, Niyogin Fintech's EV-to-EBIT ratio for today is -94.63.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. As of today, Niyogin Fintech's Enterprise Value is ₹5,568 Mil. Niyogin Fintech's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 was ₹44 Mil. Therefore, Niyogin Fintech's EV-to-EBITDA ratio for today is 125.74.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Niyogin Fintech's Enterprise Value is ₹5,568 Mil. Niyogin Fintech's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 was ₹2,230 Mil. Therefore, Niyogin Fintech's EV-to-Revenue ratio for today is 2.50.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Niyogin Fintech's Enterprise Value is ₹5,568 Mil. Niyogin Fintech's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, Niyogin Fintech's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Niyogin Fintech's Enterprise Value is ₹5,568 Mil. Niyogin Fintech's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 was ₹0 Mil. Therefore, Niyogin Fintech's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Niyogin Fintech  (BOM:538772) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-EBIT is calculated as Enterprise Value divided by its EBIT.

Niyogin Fintech's EV-to-EBIT for today is

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=5567.889/-58.837
=-94.63

Niyogin Fintech's current Enterprise Value is ₹5,568 Mil.
Niyogin Fintech's EBIT for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹-59 Mil.

2. EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA.

Niyogin Fintech's EV-to-EBITDA for today is:

EV-to-EBITDA=Enterprise Value (Today)/EBITDA(TTM)
=5567.889/44.282
=125.74

Niyogin Fintech's current Enterprise Value is ₹5,568 Mil.
Niyogin Fintech's EBITDA for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹44 Mil.

3. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Niyogin Fintech's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=5567.889/2230.337
=2.50

Niyogin Fintech's current Enterprise Value is ₹5,568 Mil.
Niyogin Fintech's Revenue for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹2,230 Mil.

4. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Niyogin Fintech's EV-to-OCF for today is:


Niyogin Fintech's current Enterprise Value is ₹5,568 Mil.
Niyogin Fintech's Cash Flow from Operations for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

5. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Niyogin Fintech's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=5567.889/0
=

Niyogin Fintech's current Enterprise Value is ₹5,568 Mil.
Niyogin Fintech's Free Cash Flow for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₹0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Niyogin Fintech Enterprise Value Related Terms


Niyogin Fintech Enterprise Value Historical Data

* Premium members only.

The historical data trend for Niyogin Fintech's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Niyogin Fintech Enterprise Value Chart

Niyogin Fintech Annual Data
Trend Mar17 Mar18 Mar19 Mar20 Mar21 Mar22 Mar23 Mar24 Mar25 Mar26
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,447.95 1,833.14 5,514.87 4,637.28 5,625.72

Niyogin Fintech Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4,637.28 6,540.94 8,578.83 5,877.18 5,625.72

BOM:538772 vs V, MA, AXP: Enterprise Value Comparison

For the Credit Services subindustry, Niyogin Fintech's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Niyogin Fintech Enterprise Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Niyogin Fintech's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Niyogin Fintech's Enterprise Value falls into.


BOM:538772
54GF Score
Niyogin Fintech Ltd BOM:538772
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Niyogin Fintech Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Niyogin Fintech's Enterprise Value for the fiscal year that ended in Mar. 2026 is calculated as

Niyogin Fintech's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of ₹5,568 Mil mean?
Niyogin Fintech (BOM:538772) has a Enterprise Value of ₹5,568 Mil as of Jul. 24, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Niyogin Fintech and its competitors.
Is Niyogin Fintech's Enterprise Value too high?
Niyogin Fintech's current Enterprise Value is ₹5,568 Mil. Overall, Niyogin Fintech has a GF Score™ of 54/100 and is considered Significantly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Niyogin Fintech's Enterprise Value compare to V and MA?
Niyogin Fintech's Enterprise Value of ₹5,568 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Niyogin Fintech and its competitors. Niyogin Fintech's current Enterprise Value is ₹5,568 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Niyogin Fintech stock overvalued right now?
Based on GuruFocus' analysis, Niyogin Fintech (BOM:538772) is currently considered Significantly Undervalued. The stock's GF Value™ is ₹76.13, compared to a current price of ₹42.08 — trading 44.7% below its estimated fair value. The current Enterprise Value is ₹5,568 Mil. Niyogin Fintech's overall GF Score™ is 54/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Niyogin Fintech (BOM:538772), the current Enterprise Value is ₹5,568 Mil as of Jul. 24, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Niyogin Fintech (BOM:538772) Overvalued in 2026?

Based on GuruFocus' analysis, Niyogin Fintech stock appears to be undervalued. The current stock price of ₹42.08 is trading 44.7% below its estimated GF Value™ of ₹76.13. GuruFocus considers Niyogin Fintech to be Significantly Undervalued.

Key valuation signals for BOM:538772:

  • Enterprise Value: ₹5,568 Mil
  • GF Value™: ₹76.13 vs. price of ₹42.08 (44.7% below fair value)
  • GF Score™: 54/100 with 3 warning signs

No single metric tells the full story. See the BOM:538772 stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Niyogin Fintech Business Description

Address Kirol Road, 311/312, 3rd Floor, Neelkanth Corporate IT Park, Vidyavihar (West), Mumbai, MH, IND, 400086
Niyogin Fintech Ltd is an Indian non-banking finance company. It is engaged in providing lending facilities and credit services to small and medium business. Geographically, it operates only in India. The company generates its revenue in the form of interest income, processing fees, Bounce charges, and other finance charges.
54GF Score

Get the complete analysis for BOM:538772

Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₹42.08
Price
₹76.13
GF Value