SG Finserve Ltd (BOM:539199)

Q4 2025 SG Finserve Ltd Earnings Call Transcript

May 9, 2025 / 06:30 AM GMT

Release Date Price: ₹385.85 (-1.81%)

Transcript

Key Points

Positve

SG Finserve Ltd (BOM:539199) achieved a 48% quarter-on-quarter increase in AUM, showcasing strong growth momentum.
The company has expanded its anchor list to over 45 major conglomerates, including JSW, Adani, Bajaj, Tata, and Vedanta.
SG Finserve Ltd (BOM:539199) maintained a healthy spread of 4% with an average yield of 12.5% and stable borrowing costs at 8.5%.
The company has a clear growth trajectory with plans to increase its loan book to 4,000 crores in FY26 and 6,000 crores by FY27.
SG Finserve Ltd (BOM:539199) has strengthened its funding ecosystem with 14 banks and sanction limits of about 1,500 crores.

Negative

The company's total income for FY25 was slightly lower than the previous year due to a contraction in the loan book during the first half.
Profit before tax remained flat compared to the previous quarter, despite significant growth in AUM.
There are concerns about the company's ability to generate returns for shareholders, as highlighted by investor questions.
The company faced regulatory challenges in the first half of FY25, impacting its financial performance.
SG Finserve Ltd (BOM:539199) relies heavily on bank financing, which may pose risks if market conditions change.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

SGFI.BO - Sg Finserve Ltd
Q4 2025 SG Finserve Ltd Earnings Call
May 09, 2025 / 06:30AM GMT

=====================
Presentation
--------------------------------------------------------------------------------
Unidentified_1 [1]
--------------------------------------------------------------------------------
Earnings conference call of SG Finserves Limited, hosted by MK Global Financial Services Limited.

As a reminder, all participant lines will be in the listen-only mode, and there will be an opportunity for you to ask questions after the presentation concludes. Should you need assistance during this conference call, please signal an operator by pressing, then 0 on your touchstone phone. Please note that this conference is being recorded. I now hand the conference over to Mr. Kishan Rangta from MK Global Financial Services Limited.

Thank you and over to you, sir.

--------------------------------------------------------------------------------
Unidentified_2 [2]
-------------------------------------------------

Already have an account? Log in

Get the full story

Subscribe Now

	Access to All Earning Calls and Stock Analysis
	30-Year Financial on one screen
	All-in-one Stock Screener with unlimited filters
	Customizable Stock Dashboard
	Real Time Insider Trading Transactions
	8,000+ Institutional investors’ 13F holdings
	Powerful Excel Add-in and Google sheets Add-on
	All data downloadable
	Quick customer support
	And much more...

7-Day Free Trial · Cancel Anytime

Subscription fee may be tax deductible.

Excellent

4.6 out of 5

Trustpilot

Research Tools

All-In-One Screener Stock Ideas Stock List Guru List Guru Real-Time Picks Insider List Insider Trades Economic Indicators Sector & Industry Performance DCF Calculator Calculators Discussion Board

Product

Pricing Plans Excel Add-In Google Sheets Add-on Data API Stock Comparison Table Manual of Stocks Instant Alerts Mobile App Newsletters Signup 中文

Education

Financial Glossary Tutorials FAQ Buffett Indicator Shiller P/E Yield Curve Today U.S. Inflation Rate Global Market Valuation Fed Net Liquidity Buffett Assets Allocation

Company

About GuruFocus Career Contact Us Advertise Term of Use Privacy Policy Referral Program Partner Program

Survey

We'd love to learn more about your experiences on GuruFocus.com and how we can improve!

Take Survey

Disclaimers

GuruFocus.com is not operated by a broker or a dealer. Under no circumstances does any information posted on GuruFocus.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The individuals or entities selected as "gurus" may buy and sell securities before and after any particular article and report and information herein is published, with respect to the securities discussed in any article and report posted herein. Gurus may be added or dropped from the GuruFocus site at any time. In no event shall GuruFocus.com be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on GuruFocus.com, or relating to the use of, or inability to use, GuruFocus.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. The gurus listed in this website are not affiliated with GuruFocus.com, LLC. Stock quotes are provided by QuoteMedia, Inc. (CSI). Company fundamental data is provided by Morningstar. Analyst estimates data is sourced from both Refinitiv and Morningstar, with priority given to Refinitiv data. Data is updated daily.