SG Finserve Ltd (BOM:539199)

Q2 2026 SG Finserve Ltd Earnings Call Transcript

Oct 14, 2025 / 06:30 AM GMT

Release Date Price: ₹392.65 (+4.58%)

Transcript

Key Points

Positve

SG Finserve Ltd (BOM:539199) reported a 15% quarter-on-quarter growth in its loan book, reaching approximately ₹2,878 crore.
The company achieved a 16% increase in net profit, reflecting strong financial performance.
SG Finserve Ltd maintained a zero NPA (Non-Performing Assets) status, highlighting the robustness of its loan book quality.
The company is well-positioned for future growth with a strong equity base and additional equity expected by April 2026.
SG Finserve Ltd plans to expand its loan book to ₹5,000 crore in the next 2 to 3 years, indicating a clear growth trajectory.

Negative

The company revised its profit guidance downward due to a macroeconomic slowdown, impacting its initial targets.
There are concerns about competitive pressures in the supply chain finance sector, which could affect yields.
SG Finserve Ltd is experiencing a transition in leadership, with key management personnel, including the CEO and CFO, stepping down.
The company faces challenges in maintaining its growth momentum amid a slowing macroeconomic environment.
There is a noted reduction in yield from 12.4% to 11.5% due to strategic decisions involving large anchors with lower initial yields.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

SGFI.NS - SG Finserve Ltd
Q2 2026 SG Finserve Ltd Earnings Call
Oct 14, 2025 / 06:30AM GMT

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Presentation
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Unidentified_1 [1]
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Ladies and gentlemen, good day and welcome to SG Finsub Limited 2,526 earning call hosted by Motilal Oswal Financial Service Limited.

As a reminder, all participant line will be in the listen-only mode, and there will be an opportunity for you to ask questions after the presentation concludes. Should you need assistance during this conference call, please signal an operator by pressing star, then 0 on your touch on phone. Please note that this conference is being recorded. I now hand over the conference to Mr. Rago Kemani from Motilal Oswal Financial Service.

Thank you and over to you, Mr. Kemani.

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Unidentified_2 [2]
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