The New India Assurance Co Ltd (BOM:540769)

Q2 2026 New India Assurance Company Ltd Earnings Call Transcript

Nov 17, 2025 / 09:30 AM GMT

Release Date Price: ₹180.7 (+0.39%)

Transcript

Key Points

Positve

The New India Assurance Co Ltd (NSE:NIACL) reported a 57.7% increase in profit after tax for the half year, demonstrating strong financial performance.
The company achieved a gross return premium of INR23,875 crores, reflecting a healthy year-on-year growth of 11.5%.
NIACL's domestic premium growth surpassed the industry rate, expanding its market share from 12.60% to 13.75%.
The company's investment portfolio performed exceptionally well, significantly supporting the bottom line.
NIACL maintains a robust solvency ratio of 1.79 times, comfortably above regulatory requirements, indicating financial stability.

Negative

The company faced pressure on its motor and property portfolios due to an unusually prolonged monsoon season and several localized flood events.
A necessary one-time provision for wage revision arrears temporarily impacted underwriting margins and the combined ratio.
The net incurred claim ratio increased to 104.22%, indicating higher claims expenses.
The combined ratio worsened to 127.21% compared to 120% in the previous year, reflecting increased operational challenges.
The company experienced adverse ICRs in segments like fire and health due to multiple flood events and increased health claims.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

THEE.NS - New India Assurance Company Ltd
Q2 2026 New India Assurance Company Ltd Earnings Call
Nov 17, 2025 / 09:30AM GMT

=====================
Presentation
--------------------------------------------------------------------------------
Unidentified_1 [1]
--------------------------------------------------------------------------------
Ladies and gentlemen, welcome to the conference call of the New India Assurance Company Limited arranged by Concept Investor Relation to discuss its Q2 and H1F526 results.

We have with us today Mrs. Giricha Subramanyam, Chairman cum managing director, Mrs. Mitta Shrivasav, executive director, Mrs. Kasuri Sengupta, executive director, general managers, and Chief Financial Officer, among other ST management members.

At this moment all parel lines are in listen-only mode.

Later we will conduct a question-and-answer session.

At that time, if you have a question, please press star and one on your telephone keypad.

Please note that this conference is being recorded.

Already have an account? Log in

Get the full story

Subscribe Now

	Access to All Earning Calls and Stock Analysis
	30-Year Financial on one screen
	All-in-one Stock Screener with unlimited filters
	Customizable Stock Dashboard
	Real Time Insider Trading Transactions
	8,000+ Institutional investors’ 13F holdings
	Powerful Excel Add-in and Google sheets Add-on
	All data downloadable
	Quick customer support
	And much more...

7-Day Free Trial · Cancel Anytime

Subscription fee may be tax deductible.

Excellent

4.6 out of 5

Trustpilot

Research Tools

All-In-One Screener Stock Ideas Stock List Guru List Guru Real-Time Picks Insider List Insider Trades Economic Indicators Sector & Industry Performance DCF Calculator Calculators Discussion Board

Product

Pricing Plans Excel Add-In Google Sheets Add-on Data API Stock Comparison Table Manual of Stocks Instant Alerts Mobile App Newsletters Signup 中文

Education

Financial Glossary Tutorials FAQ Buffett Indicator Shiller P/E Yield Curve Today U.S. Inflation Rate Global Market Valuation Fed Net Liquidity Buffett Assets Allocation

Company

About GuruFocus Career Contact Us Advertise Term of Use Privacy Policy Referral Program Partner Program

Survey

We'd love to learn more about your experiences on GuruFocus.com and how we can improve!

Take Survey

Disclaimers

GuruFocus.com is not operated by a broker or a dealer. Under no circumstances does any information posted on GuruFocus.com represent a recommendation to buy or sell a security. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The individuals or entities selected as "gurus" may buy and sell securities before and after any particular article and report and information herein is published, with respect to the securities discussed in any article and report posted herein. Gurus may be added or dropped from the GuruFocus site at any time. In no event shall GuruFocus.com be liable to any member, guest or third party for any damages of any kind arising out of the use of any content or other material published or available on GuruFocus.com, or relating to the use of, or inability to use, GuruFocus.com or any content, including, without limitation, any investment losses, lost profits, lost opportunity, special, incidental, indirect, consequential or punitive damages. Past performance is a poor indicator of future performance. The information on this site, and in its related newsletters, is not intended to be, nor does it constitute investment advice or recommendations. The information on this site is in no way guaranteed for completeness, accuracy or in any other way. The gurus listed in this website are not affiliated with GuruFocus.com, LLC. Stock quotes are provided by QuoteMedia, Inc. (CSI). Company fundamental data is provided by Morningstar. Analyst estimates data is sourced from both Refinitiv and Morningstar, with priority given to Refinitiv data. Data is updated daily.