The New India Assurance Co Ltd (BOM:540769)

Q4 2026 New India Assurance Company Ltd Earnings Call Transcript

May 14, 2026 / 10:00 AM GMT

Release Date Price: ₹165.2 (-1.84%)

Transcript

Key Points

Positve

The New India Assurance Co Ltd (NSE:NIACL) achieved a 10.9% year-on-year growth in gross domestic premium, outpacing the industry growth rate of 9.3%.
The company's profit after tax improved by 40% for the year and 61% for the fourth quarter of FY26.
The solvency ratio stood at 1.84 times, comfortably above the regulatory requirement of 1.5 times.
The health segment witnessed an improvement in incurred loss ratio from 101.3% in FY25 to 99.09% in FY26.
The company has launched innovative products like war cover for the fire segment and has operationalized the Bharat Maritime Pool, enhancing its product offerings.

Negative

The net incurred claim ratio increased to 98.65% from the previous year's 96.61%, impacted by higher loss ratios in the motor third-party segment and the Air India aviation claim.
The combined ratio worsened to 122.57% due to wage revision and other related expenses.
The motor segment saw muted growth, with a conscious decision to realign focus on profitable lines, resulting in only a 2% growth for the year.
The competitive pricing environment in the property market led to a reduction in fire premium growth in Q4.
The operating expense as a percentage of the net return premium increased significantly due to wage revision expenses.

Refinitiv StreetEvents Event Transcript
E D I T E D V E R S I O N

THEE.NS - New India Assurance Company Ltd
Q4 2026 New India Assurance Company Ltd Earnings Call
May 14, 2026 / 10:00AM GMT

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Presentation
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Unidentified_1 [1]
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Welcome to the conference call of the New India Assurance Company Limited arranged by Concept Investor Relations to discuss this Q4 FY26 results.

We have with us today Mrs. Girija Subramanian, Chairman for Managing Director, Mr. S. Shivashankar, Executive Director, General Managers and Chief Financial Officers among other esteemed management members.

At this moment, all participant lines are in the listen-only mode. Later, we will conduct a question-and-answer session. At that time, if you have a question, please press star and one on your telephone keypad.

Please note that this conference is being recorded.

I would now like to hand the floor over to Mrs. Kirja Subramanian,

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