Creditaqui Financeira SA Credito Financiamento e Investimento formerly Mercantil do Brasil Financeira SA CFI provides financial solutions to individuals, corporate and SME's in the areas of checking accounts, savings, time deposits and funds, pension, insurance, overdraft facilities as well as leasing. In addition, it offers securities investments, insurance, credit cards, and loans.

Financial Strength

7/10

Name	Current	Vs Industry	Vs History
Cash-To-Debt	No Debt
Equity-to-Asset	0.88
Debt-to-EBITDA	N/A	N/A	N/A
Interest Coverage	N/A	N/A	N/A
Piotroski F-Score	8/9	0 1 2 3 4 5 6 7 8 9
Beneish M-Score	-3.25	Manipulator Not Manipulator
WACC vs ROIC		WACC ROIC

Growth Rank

1/10

	Name	Current	Vs Industry		Vs History
	3-Year Revenue Growth Rate	-5
	3-Year EPS without NRI Growth Rate	-12.7
	3-Year Book Growth Rate	-1.8

Momentum Rank

4/10

	Name	Current	Vs Industry		Vs History
	5-Day RSI	78.99
	9-Day RSI	64.9
	14-Day RSI	52.03
	6-1 Month Momentum %	-2.23
	12-1 Month Momentum %	-6.04

Liquidity Ratio

	Name	Current	Vs Industry		Vs History

Dividend & Buy Back

	Name	Current	Vs Industry		Vs History
	Dividend Yield %	12.7
	Dividend Payout Ratio	1.73
	Forward Dividend Yield %	12.7
	5-Year Yield-on-Cost %	12.7

Profitability Rank

3/10

	Name	Current	Vs Industry		Vs History
	Net Margin %	6.04
	FCF Margin %	38.04
	ROE %	1.11
	ROA %	0.99
	Years of Profitability over Past 10-Year	8

GF Value Rank

6/10

	Name	Current	Vs Industry		Vs History
	PE Ratio	99.87
	PE Ratio without NRI	58.77
	Shiller PE Ratio	25.47
	PEG Ratio	58.77
	PS Ratio	6
	PB Ratio	1.51
	Price-to-Tangible-Book	1.51
	Price-to-Free-Cash-Flow	15.77
	Price-to-Operating-Cash-Flow	15.77
	EV-to-Revenue	5.57
	EV-to-FCF	14.65
	Price-to-Projected-FCF	1.19
	Price-to-Median-PS-Value	5.75
	Price-to-Graham-Number	1.98
	FCF Yield %	8.03
	Forward Rate of Return (Yacktman) %	1.22

Financials

Annual Quarterly TTM

BSP:MERC4's 30-Y Financials

AAPL

Income Statement Breakdown

Annual Quarterly

No Enough Data

AAPL

Balance Sheet Breakdown

Annual Quarterly

No Enough Data

AAPL

Cashflow Statement Breakdown

Annual Quarterly

No Enough Data

Historical Operating Revenue by Business Segment

Value % YoY

Historical Operating Revenue by Geographic Region

Value % YoY

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5-Step DuPont Analysis as of

Annual Quarterly

No Enough Data

Guru Trades

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Peter Lynch Chart

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Interactive Chart

Performance

Dividend

Log

Bar

Annualized Return %

Symbol	1 Week	1 Month	3 Months	6 Months	YTD	1 Year	3 Years	5 Years	10 Years

Total Annual Return %

Symbol	2024	2023	2022	2021	2020	2019	2018	2017	2016	2015

Creditaqui Financeira SA Credito Financiamento e Investimento Executives

Details

GF Value: R$7.92

BSP:MERC4

Valuation Chart

Year:

Warning Signs

Warning! GuruFocus detected 1 Severe warning sign with MERC4. Try a 7-Day Free Trial to check it out.

Analyst Estimate

Annual Quarterly

Key Statistics

	Name	Value
	Revenue (TTM) (Mil R$)	45.851
	EPS (TTM) (R$)	0.153
	Beta	0.33
	Volatility %	51.55
	14-Day RSI	52.03
	14-Day ATR (R$)	0.090682
	20-Day SMA (R$)	7.429
	12-1 Month Momentum %	-6.04
	52-Week Range (R$)	6.31 - 13
	Shares Outstanding (Mil)	18.01

Piotroski F-Score Details

Year:

	Component	Result
	Piotroski F-Score	8
	Positive ROA
	Positive CFROA
	Higher ROA yoy
	CFROA > ROA
	Lower Leverage yoy
	Higher Current Ratio yoy
	Less Shares Outstanding yoy
	Higher Gross Margin yoy
	Higher Asset Turnover yoy

Creditaqui Financeira SA Credito Financiamento e Investimento Filings

10-K10-QForm 4Others

	Filing Date	Document Date	Form
No Filing Data

Creditaqui Financeira SA Credito Financiamento e Investimento Stock Events

Financials Calendars

	Event	Date	Price(R$)
No Event Data

Creditaqui Financeira SA Credito Financiamento e Investimento Frequently Asked Questions

What is Creditaqui Financeira SA Credito Financiamento e Investimento(BSP:MERC4)'s stock price today?

The current price of BSP:MERC4 is R$7.71. The 52 week high of BSP:MERC4 is R$13.00 and 52 week low is R$6.31.

When is next earnings date of Creditaqui Financeira SA Credito Financiamento e Investimento(BSP:MERC4)?

The next earnings date of Creditaqui Financeira SA Credito Financiamento e Investimento(BSP:MERC4) is .

Does Creditaqui Financeira SA Credito Financiamento e Investimento(BSP:MERC4) pay dividends? If so, how much?

The Dividend Yield % of Creditaqui Financeira SA Credito Financiamento e Investimento(BSP:MERC4) is 12.7% (As of Today), Highest Dividend Payout Ratio of Creditaqui Financeira SA Credito Financiamento e Investimento(BSP:MERC4) was 2.3. The lowest was 0.01. And the median was 0.3. The Forward Dividend Yield % of Creditaqui Financeira SA Credito Financiamento e Investimento(BSP:MERC4) is 12.7%. For more information regarding to dividend, please check our Dividend Page.

Press Release

	Subject	Date
No Press Release

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