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Mercantil Financeria - Credito Financiamento e Investimento (BSP:MERC4) PB Ratio : 0.88 (As of Apr. 17, 2025)


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What is Mercantil Financeria - Credito Financiamento e Investimento PB Ratio?

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. As of today (2025-04-17), Mercantil Financeria - Credito Financiamento e Investimento's share price is R$9.60. Mercantil Financeria - Credito Financiamento e Investimento's Book Value per Share for the quarter that ended in Dec. 2024 was R$10.94. Hence, Mercantil Financeria - Credito Financiamento e Investimento's PB Ratio of today is 0.88.

Good Sign:

Mercantil Financeria SA - Credito Financiamento e Investimento stock PB Ratio (=1.33) is close to 3-year low of 1.33.

The historical rank and industry rank for Mercantil Financeria - Credito Financiamento e Investimento's PB Ratio or its related term are showing as below:

BSP:MERC4' s PB Ratio Range Over the Past 10 Years
Min: 0.44   Med: 0.98   Max: 3.3
Current: 1.33

During the past 13 years, Mercantil Financeria - Credito Financiamento e Investimento's highest PB Ratio was 3.30. The lowest was 0.44. And the median was 0.98.

BSP:MERC4's PB Ratio is ranked worse than
80.78% of 1545 companies
in the Banks industry
Industry Median: 0.87 vs BSP:MERC4: 1.33

During the past 12 months, Mercantil Financeria - Credito Financiamento e Investimento's average Book Value Per Share Growth Rate was 11.00% per year. During the past 3 years, the average Book Value Per Share Growth Rate was 0.10% per year. During the past 5 years, the average Book Value Per Share Growth Rate was 0.50% per year. During the past 10 years, the average Book Value Per Share Growth Rate was 2.40% per year.

During the past 13 years, the highest 3-Year average Book Value Per Share Growth Rate of Mercantil Financeria - Credito Financiamento e Investimento was 11.70% per year. The lowest was -18.50% per year. And the median was 2.85% per year.

Back to Basics: PB Ratio


Mercantil Financeria - Credito Financiamento e Investimento PB Ratio Historical Data

The historical data trend for Mercantil Financeria - Credito Financiamento e Investimento's PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Mercantil Financeria - Credito Financiamento e Investimento PB Ratio Chart

Mercantil Financeria - Credito Financiamento e Investimento Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.09 0.97 0.71 0.75 0.86

Mercantil Financeria - Credito Financiamento e Investimento Quarterly Data
Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24
PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.75 0.69 0.94 0.93 0.86

Competitive Comparison of Mercantil Financeria - Credito Financiamento e Investimento's PB Ratio

For the Banks - Regional subindustry, Mercantil Financeria - Credito Financiamento e Investimento's PB Ratio, along with its competitors' market caps and PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Mercantil Financeria - Credito Financiamento e Investimento's PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Mercantil Financeria - Credito Financiamento e Investimento's PB Ratio distribution charts can be found below:

* The bar in red indicates where Mercantil Financeria - Credito Financiamento e Investimento's PB Ratio falls into.


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Mercantil Financeria - Credito Financiamento e Investimento PB Ratio Calculation

The PB Ratio, or Price-to-Book ratio, or Price/Book, is a financial ratio used to compare a company's market price to its Book Value per Share. It is a ratio widely used to value stocks.

Mercantil Financeria - Credito Financiamento e Investimento's PB Ratio for today is calculated as follows:

PB Ratio=Share Price/Book Value per Share (Q: Dec. 2024)
=9.60/10.944
=0.88

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

It can also be calculated from the numbers for the whole company:

A closely related ratio is called Price-to-Tangible-Book. The difference between Price-to-Tangible-Book and PB Ratio is that book value other than intangibles are used in the calculation.


Mercantil Financeria - Credito Financiamento e Investimento  (BSP:MERC4) PB Ratio Explanation

Unlike valuation ratios relative to the earning power such as PE Ratio, PE Ratio without NRI, PS Ratio, Price-to-Operating-Cash-Flow , or Price-to-Free-Cash-Flow, the PB Ratio measures the valuation of the stock relative to the underlying asset of the company.

The PB Ratio works the best for the businesses that earn most of their profit from their assets, e.g. banks and insurance companies.


Be Aware

Some businesses have very light assets, such as software companies or insurance agencies. The PB Ratio does not work well for these companies. Some companies even have negative equity, so the PB Ratio cannot be applied to them.


Mercantil Financeria - Credito Financiamento e Investimento PB Ratio Related Terms

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Mercantil Financeria - Credito Financiamento e Investimento Business Description

Traded in Other Exchanges
N/A
Address
Rio de Janeiro 654, - 6º Floor, Centro, Belo Horizonte, MG, BRA, 30160912
Mercantil Financeria SA - Credito Financiamento e Investimento Formerly Creditaqui Financeira SA Credito Financiamento e Investimento formerly Mercantil do Brasil Financeira SA CFI provides financial solutions to individuals, corporate and SME's in the areas of checking accounts, savings, time deposits and funds, pension, insurance, overdraft facilities as well as leasing. In addition, it offers securities investments, insurance, credit cards, and loans.

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