Business Description
Nu Holdings Ltd
ISIN : BRROXOBDR007
Share Class Description:
BSP:ROXO34: BRDRTotal Employee Number:
10,027Compare
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Traded in other countries / regions
NU.USAROXO34.BrazilNUN.Mexico1NUH.ItalyM1Z.GermanyNUCO.Colombia IPO Date
2021-12-09Description
Nubank is a Brazilian financial technology firm that offers digital banking services in Brazil, Mexico, and Colombia. Founded in 2013, it is best known for its credit cards and online savings accounts. However, Nubank has expanded its offerings to cover consumer loans, insurance, investments, and cryptocurrency through its mobile app. Thanks to its success in disrupting Brazil's concentrated and fee-heavy banking sector, the company now serves over 100 million customers across its three core markets. Brazil provides more than 90% of its revenue.
Financial Strength
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 10.14 | |||||
Equity-to-Asset | 0.16 | |||||
Debt-to-Equity | 0.15 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 5/9 | |||||
Beneish M-Score | -2.11 | |||||
WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 50.5 | |||||
3-Year FCF Growth Rate | 67.5 | |||||
3-Year Book Growth Rate | 30.7 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 32.4 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 27.95 |
Momentum Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 23.89 | |||||
9-Day RSI | 38.61 | |||||
14-Day RSI | 45.21 | |||||
3-1 Month Momentum % | 28.39 | |||||
6-1 Month Momentum % | 6.65 | |||||
12-1 Month Momentum % | -6 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | -1.1 | |||||
Shareholder Yield % | -1.68 |
Profitability Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 27.38 | |||||
FCF Margin % | -12.51 | |||||
OCF Margin % | -10.3 | |||||
ROE % | 31.5 | |||||
ROA % | 4.93 | |||||
Years of Profitability over Past 10-Year | 3 | |||||
Moat Score | 6 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 19.56 | |||||
Forward PE Ratio | 12.85 | |||||
PE Ratio without NRI | 19.56 | |||||
PEG Ratio | 0.3 | |||||
PS Ratio | 5.37 | |||||
PB Ratio | 5.25 | |||||
Price-to-Tangible-Book | 5.76 | |||||
EV-to-Forward-EBIT | 20.62 | |||||
EV-to-Forward-EBITDA | 19.91 | |||||
EV-to-Revenue | 3.94 | |||||
EV-to-Forward-Revenue | 3.75 | |||||
EV-to-FCF | -31.71 | |||||
Price-to-GF-Value | 0.52 | |||||
Price-to-Projected-FCF | 4.73 | |||||
Price-to-Peter-Lynch-Fair-Value | 0.98 | |||||
Price-to-Graham-Number | 2.24 | |||||
FCF Yield % | -2.4 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Nu Holdings Ltd Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil R$) | 69,571.598 | ||
| EPS (TTM) (R$) | 0.648 | ||
| Beta | 0.7338 | ||
| 3-Year Sharpe Ratio | 0.74 | ||
| 3-Year Sortino Ratio | 1.33 | ||
| Volatility % | 25.52 | ||
| 14-Day RSI | 45.21 | ||
| 14-Day ATR (R$) | 0.428098 | ||
| 20-Day SMA (R$) | 12.674 | ||
| 12-1 Month Momentum % | -6 | ||
| 52-Week Range (R$) | 9.47 - 16.57 | ||
| Shares Outstanding (Mil) | 28,984.25 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 5 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Nu Holdings Ltd Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Nu Holdings Ltd Stock Events
| Event | Date | Price (R$) | ||
|---|---|---|---|---|
| Fourth quarter earnings conference call for 2026 | 2027-02-25 19:00 | In 165 days | ||
| Fourth quarter earnings results for 2026 | 2027-02-25 | In 163 days | ||
| Analyst meeting for 2026 | 2026-12-08 | In 84 days | ||
| Third quarter earnings conference call for 2026 | 2026-11-13 | In 59 days | ||
| Third quarter earnings results for 2026 | 2026-11-13 | In 59 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-13 18:00 | 11.61 (-0.43%) | ||
| Second quarter earnings results for 2026 | 2026-08-13 | 11.61 (-0.43%) | ||
| General meeting for 2025 | 2026-08-06 08:00 | 12.31 (+0.08%) | ||
| First quarter earnings conference call for 2026 | 2026-05-14 18:00 | 10.78 (-0.92%) | ||
| First quarter earnings results for 2026 | 2026-05-14 | 10.78 (-0.92%) |
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Nu Holdings Ltd Frequently Asked Questions
What is Nu Holdings Ltd(BSP:ROXO34)'s stock price today?
The current price of BSP:ROXO34 is R$12.26. The 52 week high of BSP:ROXO34 is R$16.57 and 52 week low is R$9.47.
When is next earnings date of Nu Holdings Ltd(BSP:ROXO34)?
The next earnings date of Nu Holdings Ltd(BSP:ROXO34) is 2026-11-13.
Does Nu Holdings Ltd(BSP:ROXO34) pay dividends? If so, how much?
Nu Holdings Ltd(BSP:ROXO34) does not pay dividend.
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