Business Description
XP Inc
ISIN : ARBCOM4603Z1
Share Class Description:
BUE:XP: CedearTotal Employee Number:
8,069Compare
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Traded in other countries / regions
XP.USAXPBR31.Brazil1XP.ItalyXP9.GermanyXP N.Mexico IPO Date
2022-06-06Description
XP Inc is a Cayman Island-based technology-driven financial services platform. It is a provider of low-fee financial products and services in Brazil. The company evaluates its business through a single segment such as monitoring operations, making decisions on fund allocation, and evaluating the performance. It generates revenue through the Brokerage commission. Geographically, the company derives maximum revenue from Brazil and also has its presence in other countries.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.7 | |||||
Equity-to-Asset | 0.06 | |||||
Debt-to-Equity | 4.43 | |||||
Debt-to-EBITDA | 16.35 | |||||
Piotroski F-Score | 8/9 | |||||
Altman Z-Score | -0.04 | |||||
Beneish M-Score | -2.38 | |||||
WACC vs ROIC | ||||||
Growth Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 11.6 | |||||
3-Year EBITDA Growth Rate | 17.7 | |||||
3-Year FCF Growth Rate | 92.5 | |||||
3-Year Book Growth Rate | 11.5 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 12.31 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 12.22 |
Momentum Rank
5/10
| Name | Current | Vs Industry | Vs History |
|---|
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 0.71 | |||||
Quick Ratio | 0.71 | |||||
Cash Ratio | 0.35 | |||||
Days Sales Outstanding | 42.46 | |||||
Days Payable | 46.36 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | 1.4 | |||||
Shareholder Yield % | -33.68 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 28.75 | |||||
Operating Margin % | -55.35 | |||||
Net Margin % | 63.67 | |||||
EBITDA Margin % | 76.42 | |||||
ROE % | 24.73 | |||||
ROA % | 1.46 | |||||
ROIC % | -1.26 | |||||
3-Year ROIIC % | -0.28 | |||||
ROC (Joel Greenblatt) % | 920.61 | |||||
ROCE % | 3.52 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 8.76 | |||||
Forward PE Ratio | 13 | |||||
Shiller PE Ratio | 16.86 | |||||
Price-to-Owner-Earnings | 2.89 | |||||
PS Ratio | 5.57 | |||||
PB Ratio | 1.94 | |||||
Price-to-Tangible-Book | 2.2 | |||||
Price-to-Free-Cash-Flow | 4.02 | |||||
Price-to-Operating-Cash-Flow | 3.86 | |||||
EV-to-EBIT | 12.75 | |||||
EV-to-EBITDA | 12.29 | |||||
EV-to-Revenue | 9.4 | |||||
EV-to-FCF | 6.62 | |||||
Price-to-Projected-FCF | 0.66 | |||||
Earnings Yield (Greenblatt) % | 7.84 | |||||
FCF Yield % | 25.94 | |||||
Forward Rate of Return (Yacktman) % | 26.8 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
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Annualized Return % Â
Total Annual Return % Â
XP Inc Executives
DetailsGF Value™
Analyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil ARS) | |||
| EPS (TTM) (ARS) | - | ||
| Beta | - | ||
| 3-Year Sharpe Ratio | - | ||
| 3-Year Sortino Ratio | - | ||
| Volatility % | - | ||
| 14-Day RSI | - | ||
| 14-Day ATR (ARS) | - | ||
| 20-Day SMA (ARS) | - | ||
| 12-1 Month Momentum % | - | ||
| 52-Week Range (ARS) | 0 - 0 | ||
| Shares Outstanding (Mil) | 2,066.71 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
XP Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
XP Inc Stock Events
| Event | Date | Price (ARS) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-11-17 17:00 | In 138 days | ||
| Third quarter earnings results for 2026 | 2026-11-17 | In 137 days | ||
| Second quarter earnings conference call for 2026 | 2026-08-18 17:00 | In 47 days | ||
| Second quarter earnings results for 2026 | 2026-08-18 | In 46 days | ||
| USD 0.050000 Cash Dividend | 2026-06-10 | -- | ||
| General meeting for 2026 | 2026-05-29 09:00 | -- | ||
| First quarter earnings conference call for 2026 | 2026-05-18 17:00 | -- | ||
| First quarter earnings results for 2026 | 2026-05-18 | -- | ||
| Annual report for 2025 | 2026-04-29 | -- | ||
| Fourth quarter earnings conference call for 2025 | 2026-02-12 17:00 | -- |
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XP Inc Frequently Asked Questions
What is XP Inc(BUE:XP)'s stock price today?
The current price of BUE:XP is ARS0.00. The 52 week high of BUE:XP is ARS0.00 and 52 week low is ARS0.00.
When is next earnings date of XP Inc(BUE:XP)?
The next earnings date of XP Inc(BUE:XP) is 2026-08-18 Est..
Does XP Inc(BUE:XP) pay dividends? If so, how much?
XP Inc(BUE:XP) does not pay dividend.
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