Switch to:
Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 7/10

vs
industry
vs
history
Cash-to-Debt 5.26
NAS:CBSH's Cash-to-Debt is ranked higher than
66% of the 1592 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.23 vs. NAS:CBSH: 5.26 )
Ranked among companies with meaningful Cash-to-Debt only.
NAS:CBSH' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.4  Med: 7.09 Max: N/A
Current: 5.26
Equity-to-Asset 0.10
NAS:CBSH's Equity-to-Asset is ranked lower than
51% of the 1591 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.10 vs. NAS:CBSH: 0.10 )
Ranked among companies with meaningful Equity-to-Asset only.
NAS:CBSH' s Equity-to-Asset Range Over the Past 10 Years
Min: 0.07  Med: 0.1 Max: 0.11
Current: 0.1
0.07
0.11
Interest Coverage 11.72
NAS:CBSH's Interest Coverage is ranked higher than
90% of the 1515 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.69 vs. NAS:CBSH: 11.72 )
Ranked among companies with meaningful Interest Coverage only.
NAS:CBSH' s Interest Coverage Range Over the Past 10 Years
Min: 0.73  Med: 9.01 Max: 13.69
Current: 11.72
0.73
13.69
WACC vs ROIC
6.70%
13.88%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 6/10

vs
industry
vs
history
Operating Margin % 34.50
NAS:CBSH's Operating Margin % is ranked higher than
59% of the 1606 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 31.37 vs. NAS:CBSH: 34.50 )
Ranked among companies with meaningful Operating Margin % only.
NAS:CBSH' s Operating Margin % Range Over the Past 10 Years
Min: 23.63  Med: 34.99 Max: 38.17
Current: 34.5
23.63
38.17
Net Margin % 24.12
NAS:CBSH's Net Margin % is ranked higher than
54% of the 1605 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 22.70 vs. NAS:CBSH: 24.12 )
Ranked among companies with meaningful Net Margin % only.
NAS:CBSH' s Net Margin % Range Over the Past 10 Years
Min: 16.5  Med: 24.02 Max: 25.79
Current: 24.12
16.5
25.79
ROE % 10.83
NAS:CBSH's ROE % is ranked higher than
66% of the 1603 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 8.58 vs. NAS:CBSH: 10.83 )
Ranked among companies with meaningful ROE % only.
NAS:CBSH' s ROE % Range Over the Past 10 Years
Min: 9.77  Med: 11.57 Max: 13.92
Current: 10.83
9.77
13.92
ROA % 1.13
NAS:CBSH's ROA % is ranked higher than
65% of the 1612 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.90 vs. NAS:CBSH: 1.13 )
Ranked among companies with meaningful ROA % only.
NAS:CBSH' s ROA % Range Over the Past 10 Years
Min: 0.95  Med: 1.14 Max: 1.31
Current: 1.13
0.95
1.31
3-Year Revenue Growth Rate 6.90
NAS:CBSH's 3-Year Revenue Growth Rate is ranked higher than
64% of the 1354 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 4.20 vs. NAS:CBSH: 6.90 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
NAS:CBSH' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: 1.5  Med: 7 Max: 12.2
Current: 6.9
1.5
12.2
3-Year EBITDA Growth Rate 1.00
NAS:CBSH's 3-Year EBITDA Growth Rate is ranked lower than
67% of the 1256 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 6.40 vs. NAS:CBSH: 1.00 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
NAS:CBSH' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -8.2  Med: 7.6 Max: 17.9
Current: 1
-8.2
17.9
3-Year EPS without NRI Growth Rate 3.70
NAS:CBSH's 3-Year EPS without NRI Growth Rate is ranked lower than
61% of the 1226 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.40 vs. NAS:CBSH: 3.70 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
NAS:CBSH' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -8.1  Med: 8.3 Max: 17.5
Current: 3.7
-8.1
17.5
GuruFocus has detected 6 Warning Signs with Commerce Bancshares Inc $NAS:CBSH.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» NAS:CBSH's 30-Y Financials

Financials (Next Earnings Date: 2017-07-13 Est.)


Revenue & Net Income
Equity & Asset
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q2 2016

CBSH Guru Trades in Q2 2016

Third Avenue Management 177,138 sh (-6.10%)
Jim Simons 194,505 sh (-38.72%)
» More
Q3 2016

CBSH Guru Trades in Q3 2016

Third Avenue Management 177,138 sh (unchged)
Jim Simons 30,820 sh (-84.15%)
» More
Q4 2016

CBSH Guru Trades in Q4 2016

Paul Tudor Jones 3,563 sh (New)
Jim Simons Sold Out
Third Avenue Management 185,306 sh (-0.37%)
» More
Q1 2017

CBSH Guru Trades in Q1 2017

Jim Simons 67,673 sh (New)
Paul Tudor Jones Sold Out
Third Avenue Management 152,706 sh (-17.59%)
» More
» Details

Insider Trades

Latest Guru Trades with CBSH

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

No Entry found in the selected group of Gurus. You can
  • 1. Modify your Personalized List of Gurus, or
  • 2. Click on Premium Premium Tools above to check out all the Gurus, or
  • 3. Click on Premium Plus Premium Plus above for the stocks picks of all the institutional investment advisors (>4000)
» Interactive Charts

Peter Lynch Chart ( What is Peter Lynch Charts )

Preferred stocks of Commerce Bancshares Inc

SymbolPriceYieldDescription
CBSHP25.805.811/1000th 6 % Non-Cum Perp Pfd Shs Series -B-

Business Description

Industry: Banks » Banks - Regional - US    NAICS: 522110    SIC: 6022
Compare:NAS:BOKF, NAS:OZRK, NAS:PACW, NAS:PBCT, NYSE:CFR, NYSE:SNV, NAS:PVTB, NYSE:WAL, NAS:TFSL, NYSE:WBS, NYSE:PB, NYSE:FNB, NYSE:FHN, NAS:UBSI, NAS:IBKC, OTCPK:FCNCB, NAS:HBHC, NAS:FHB, NAS:BPOP, NAS:WTFC » details
Traded in other countries:CB5.Germany,
Headquarter Location:USA
Commerce Bancshares Inc is a bank holding company. The Company, through its subsidiaries, is engaged in banking business, providing a range of retail, corporate, investment, trust, and asset management products and services to individuals and businesses.

Commerce Bancshares Inc. is a $22 billion regional bank that provides a diversified line of financial services, including business and personal banking, wealth management, financial planning, and investments through its affiliated companies. Commerce Bank operates in more than 200 locations in the central United States. Commerce Bancshares also has operating subsidiaries involved in mortgage banking, leasing, credit-related insurance, venture capital, and real estate activities.

Ratios

vs
industry
vs
history
PE Ratio 20.27
CBSH's PE Ratio is ranked lower than
78% of the 1510 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.59 vs. CBSH: 20.27 )
Ranked among companies with meaningful PE Ratio only.
CBSH' s PE Ratio Range Over the Past 10 Years
Min: 11.7  Med: 15.77 Max: 22.69
Current: 20.27
11.7
22.69
Forward PE Ratio 19.46
CBSH's Forward PE Ratio is ranked lower than
90% of the 839 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 13.93 vs. CBSH: 19.46 )
Ranked among companies with meaningful Forward PE Ratio only.
N/A
PE Ratio without NRI 20.19
CBSH's PE Ratio without NRI is ranked lower than
78% of the 1477 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.63 vs. CBSH: 20.19 )
Ranked among companies with meaningful PE Ratio without NRI only.
CBSH' s PE Ratio without NRI Range Over the Past 10 Years
Min: 11.71  Med: 15.79 Max: 22.62
Current: 20.19
11.71
22.62
Price-to-Owner-Earnings 21.87
CBSH's Price-to-Owner-Earnings is ranked lower than
81% of the 882 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 14.21 vs. CBSH: 21.87 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
CBSH' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 9.45  Med: 14.66 Max: 38.95
Current: 21.87
9.45
38.95
PB Ratio 2.28
CBSH's PB Ratio is ranked lower than
91% of the 1611 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.20 vs. CBSH: 2.28 )
Ranked among companies with meaningful PB Ratio only.
CBSH' s PB Ratio Range Over the Past 10 Years
Min: 1.36  Med: 1.87 Max: 2.59
Current: 2.28
1.36
2.59
PS Ratio 4.65
CBSH's PS Ratio is ranked lower than
75% of the 1586 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.40 vs. CBSH: 4.65 )
Ranked among companies with meaningful PS Ratio only.
CBSH' s PS Ratio Range Over the Past 10 Years
Min: 2.29  Med: 3.59 Max: 5.16
Current: 4.65
2.29
5.16
Price-to-Free-Cash-Flow 15.38
CBSH's Price-to-Free-Cash-Flow is ranked lower than
57% of the 870 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.33 vs. CBSH: 15.38 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
CBSH' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 4.11  Med: 12.13 Max: 44.27
Current: 15.38
4.11
44.27
Price-to-Operating-Cash-Flow 14.45
CBSH's Price-to-Operating-Cash-Flow is ranked lower than
62% of the 940 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 10.82 vs. CBSH: 14.45 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
CBSH' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 4  Med: 10.94 Max: 28.61
Current: 14.45
4
28.61
EV-to-EBIT 12.95
CBSH's EV-to-EBIT is ranked lower than
51% of the 1668 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 12.52 vs. CBSH: 12.95 )
Ranked among companies with meaningful EV-to-EBIT only.
CBSH' s EV-to-EBIT Range Over the Past 10 Years
Min: 6.3  Med: 9.8 Max: 21.5
Current: 12.95
6.3
21.5
EV-to-EBITDA 12.95
CBSH's EV-to-EBITDA is ranked lower than
56% of the 1685 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.29 vs. CBSH: 12.95 )
Ranked among companies with meaningful EV-to-EBITDA only.
CBSH' s EV-to-EBITDA Range Over the Past 10 Years
Min: 5.7  Med: 8.9 Max: 16.4
Current: 12.95
5.7
16.4
PEG Ratio 101.00
CBSH's PEG Ratio is ranked lower than
99% of the 811 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.43 vs. CBSH: 101.00 )
Ranked among companies with meaningful PEG Ratio only.
CBSH' s PEG Ratio Range Over the Past 10 Years
Min: 1.04  Med: 2.3 Max: 124.8
Current: 101
1.04
124.8
Shiller PE Ratio 23.64
CBSH's Shiller PE Ratio is ranked lower than
60% of the 479 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 20.93 vs. CBSH: 23.64 )
Ranked among companies with meaningful Shiller PE Ratio only.
CBSH' s Shiller PE Ratio Range Over the Past 10 Years
Min: 11.25  Med: 17.01 Max: 26
Current: 23.64
11.25
26

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 1.61
CBSH's Dividend Yield % is ranked lower than
76% of the 2319 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.69 vs. CBSH: 1.61 )
Ranked among companies with meaningful Dividend Yield % only.
CBSH' s Dividend Yield % Range Over the Past 10 Years
Min: 1.44  Med: 2.09 Max: 3.19
Current: 1.61
1.44
3.19
Dividend Payout Ratio 0.33
CBSH's Dividend Payout Ratio is ranked higher than
66% of the 1315 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.33 vs. CBSH: 0.33 )
Ranked among companies with meaningful Dividend Payout Ratio only.
CBSH' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.31  Med: 0.33 Max: 0.43
Current: 0.33
0.31
0.43
3-Year Dividend Growth Rate 4.50
CBSH's 3-Year Dividend Growth Rate is ranked lower than
60% of the 768 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 7.20 vs. CBSH: 4.50 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
CBSH' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: 3.5  Med: 7.9 Max: 22.6
Current: 4.5
3.5
22.6
Forward Dividend Yield % 1.66
CBSH's Forward Dividend Yield % is ranked lower than
79% of the 2248 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 2.73 vs. CBSH: 1.66 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 1.97
CBSH's 5-Year Yield-on-Cost % is ranked lower than
73% of the 2649 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 3.31 vs. CBSH: 1.97 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
CBSH' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.78  Med: 2.59 Max: 3.94
Current: 1.97
1.78
3.94
3-Year Average Share Buyback Ratio 2.90
CBSH's 3-Year Average Share Buyback Ratio is ranked higher than
94% of the 1042 Companies
in the Global Banks - Regional - US industry.

( Industry Median: -1.80 vs. CBSH: 2.90 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
CBSH' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -4.5  Med: 1.6 Max: 4.5
Current: 2.9
-4.5
4.5

Valuation & Return

vs
industry
vs
history
Price-to-Tangible-Book 2.43
CBSH's Price-to-Tangible-Book is ranked lower than
88% of the 1576 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.27 vs. CBSH: 2.43 )
Ranked among companies with meaningful Price-to-Tangible-Book only.
CBSH' s Price-to-Tangible-Book Range Over the Past 10 Years
Min: 0.84  Med: 1.97 Max: 3.01
Current: 2.43
0.84
3.01
Price-to-Intrinsic-Value-Projected-FCF 1.02
CBSH's Price-to-Intrinsic-Value-Projected-FCF is ranked lower than
77% of the 869 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.78 vs. CBSH: 1.02 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
CBSH' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.56  Med: 0.81 Max: 1.33
Current: 1.02
0.56
1.33
Price-to-Intrinsic-Value-DCF (Earnings Based) 1.89
CBSH's Price-to-Intrinsic-Value-DCF (Earnings Based) is ranked lower than
97% of the 139 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.85 vs. CBSH: 1.89 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-DCF (Earnings Based) only.
N/A
Price-to-Median-PS-Value 1.30
CBSH's Price-to-Median-PS-Value is ranked lower than
71% of the 1462 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 1.14 vs. CBSH: 1.30 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
CBSH' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.37  Med: 0.94 Max: 4.64
Current: 1.3
0.37
4.64
Price-to-Graham-Number 1.48
CBSH's Price-to-Graham-Number is ranked lower than
88% of the 1364 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 0.96 vs. CBSH: 1.48 )
Ranked among companies with meaningful Price-to-Graham-Number only.
CBSH' s Price-to-Graham-Number Range Over the Past 10 Years
Min: 0.5  Med: 1.13 Max: 1.63
Current: 1.48
0.5
1.63
Earnings Yield (Greenblatt) % 7.73
CBSH's Earnings Yield (Greenblatt) % is ranked higher than
61% of the 2207 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 5.95 vs. CBSH: 7.73 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
CBSH' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 4.7  Med: 10.2 Max: 15.8
Current: 7.73
4.7
15.8
Forward Rate of Return (Yacktman) % 5.21
CBSH's Forward Rate of Return (Yacktman) % is ranked lower than
71% of the 890 Companies
in the Global Banks - Regional - US industry.

( Industry Median: 11.45 vs. CBSH: 5.21 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
CBSH' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 0.2  Med: 11.6 Max: 23.7
Current: 5.21
0.2
23.7

More Statistics

Revenue (TTM) (Mil) $1,167
EPS (TTM) $ 2.67
Beta0.67
Short Percentage of Float3.09%
52-Week Range $42.44 - 60.61
Shares Outstanding (Mil)101.62

Analyst Estimate

Dec17 Dec18
Revenue (Mil $) 1,199 1,262
EPS ($) 2.78 3.00
EPS without NRI ($) 2.78 3.00
EPS Growth Rate
(Future 3Y To 5Y Estimate)
8.00%
Dividends per Share ($) 0.90 0.94
» More Articles for CBSH

Headlines

Articles On GuruFocus.com
Punch Card Research: Interview With Mr. Geoff Gannon of Focused Investing May 22 2017 
5 Dividend Champion Stocks May 06 2015 
The Cheapest Dividend Growers From The MidCap 400 Dividend Aristocrats Index Feb 08 2015 
20 Dividend Champions with Highest YTD Performance and Still Low P/Es Jul 05 2013 
My 3 Favorite Dividend Champions with Highest Profit Margins May 09 2013 
19 High-Quality Dividend Stocks Cheaper Than LinkedIn May 19 2011 
Commerce Bancshares Inc. Reports Operating Results (10-K) Feb 25 2011 
Commerce Bancshares Inc. (CBSH) Chairman of the Board, CEO David W Kemper sells 4,759 Shares Feb 18 2011 
16 Dividend Stocks Growing Future Yield Feb 07 2011 
Commerce Bancshares Inc. (CBSH) Chairman of the Board, CEO David W Kemper sells 14,484 Shares Jan 19 2011 

More From Other Websites
Cramer's lightning round: It's OK to own this stock — as long as you're diversified May 18 2017
Commerce Bancshares (CBSH) Up 4% Since Earnings Report: Can It Continue? May 15 2017
5 Central Florida companies land on Forbes 'America's Best Employers' list May 10 2017
Commerce Bancshares, Inc. (Missouri) breached its 50 day moving average in a Bullish Manner :... May 09 2017
Commerce Bancshares, Inc. (CBSH) to Participate in Analyst Meetings, May 9-10, 2017 May 05 2017
Why Commerce Bancshares (CBSH) Stock Might be a Great Pick Apr 20 2017
Commerce Bancshares, Inc. Declares Cash Dividends on Common and Preferred Stock Apr 19 2017
Commerce Bancshares Announces Annual Shareholders Meeting Available by Webcast Apr 18 2017
Commerce Bancshares (CBSH) Q1 Earnings Beat, Costs Rise Apr 17 2017
Commerce beats 1Q profit forecasts Apr 13 2017
Commerce Bancshares, Inc. Reports First Quarter Growth in Earnings Per Share of 10% Apr 13 2017
Ballooning bills: More U.S. hospitals pushing patients to pay before care Apr 13 2017
Which KC-area stocks had the best, worst March? Take a look Apr 03 2017
Which KC-area stocks had the best, worst February? Take a look Mar 03 2017
Commerce Bancshares, Inc. (Missouri) breached its 50 day moving average in a Bullish Manner :... Feb 14 2017
Commerce Bancshares, Inc. (CBSH) to Participate in KBW Regional Bank Conference, February 9-10, 2017 Feb 07 2017
Commerce Bancshares, Inc. Declares Dividend Feb 03 2017
Post Earnings Coverage as Old National Bancorp's Q4 Results Beat Estimates Feb 01 2017
Commerce Bancshares, Inc. (Missouri) : CBSH-US: Dividend Analysis : December 02nd, 2016 (record... Jan 26 2017

Personalized Checklist

Checklist has been moved to "Checklist" tab.

Get WordPress Plugins for easy affiliate links on Stock Tickers and Guru Names | Earn affiliate commissions by embedding GuruFocus Charts
GuruFocus Affiliate Program: Earn up to $400 per referral. ( Learn More)

GF Chat