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Commerce BancsharesCBSH -0.71%81 3-Year EPS without NRI Growth Rate is 6.60% as of Jun. 2026, which is 23% below its 10-year median of 8.60. GuruFocus rates CBSH with a GF Score™ of 81/100 and a GF Value™ of $60.50 (Fairly Valued). The stock has 1 warning sign investors should review. Among 1,412 Banks companies, Commerce Bancshares ranks worse than 52.27% on this metric.
During the past 12 months, Commerce Bancshares's average EPS without NRI Growth Rate was 3.40% per year.
During the past 3 years, the average EPS without NRI Growth Rate was 6.60% per year.
During the past 5 years, the average EPS without NRI Growth Rate was 8.90% per year.
During the past 10 years, the average EPS without NRI Growth Rate was 9.70% per year.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
During the past 13 years, the highest 3-Year average EPS without NRI Growth Rate of Commerce Bancshares was 19.60% per year. The lowest was -8.10% per year. And the median was 8.60% per year.
Commerce Bancshares (NAS:CBSH) 3-Year EPS without NRI Growth Rate Explanation
EPS without NRI is the amount of earnings without non-recurring items per outstanding share of the company's stock.
Earnings Per Share (EPS) is the single most important variable used by Wall Street in determining the earnings power of a company. But investors need to be aware that Earnings per Share can be easily manipulated by adjusting depreciation and amortization rate or non-recurring items. That's why GuruFocus lists Earnings per share without Non-Recurring Items, which better reflects the company's underlying performance.
Commerce Bancshares 3-Year EPS without NRI Growth Rate Related Terms
CBSH vs BOKF, PB, COLB: 3-Year EPS without NRI Growth Rate Comparison
For the Banks - Regional subindustry, Commerce Bancshares's 3-Year EPS without NRI Growth Rate, along with its competitors' market caps and 3-Year EPS without NRI Growth Rate data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Commerce Bancshares 3-Year EPS without NRI Growth Rate vs Banks Industry
For the Banks industry and Financial Services sector, Commerce Bancshares's 3-Year EPS without NRI Growth Rate distribution charts can be found below:
* The bar in red indicates where Commerce Bancshares's 3-Year EPS without NRI Growth Rate falls into.
Commerce Bancshares 3-Year EPS without NRI Growth Rate Calculation
This is the 3-year average growth rate of EPS without NRI. The growth rate is calculated using exponential compounding based on the latest four year annual data.
Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average EPS without NRI growth rate.
What does a 3-Year EPS without NRI Growth Rate of 6.60% mean?
Commerce Bancshares (CBSH) has a 3-Year EPS without NRI Growth Rate of 6.60% as of Jun. 2026. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Commerce Bancshares and its competitors. This is 23% below median its historical median of 8.60. According to the industry distribution chart, Commerce Bancshares ranks #738 out of 1412 companies in the Banks industry, placing it in the top 52.3%.
Is Commerce Bancshares' 3-Year EPS without NRI Growth Rate too high?
Commerce Bancshares' current 3-Year EPS without NRI Growth Rate of 6.60% is 23% below median its 10-year median of 8.60. The Banks industry median 3-Year EPS without NRI Growth Rate is 7.50. Commerce Bancshares' value of 6.60% is 12% below this industry median. Based on the distribution chart, Commerce Bancshares ranks #738 out of 1412 companies in the Banks industry, which is below the industry midpoint. Overall, Commerce Bancshares has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Commerce Bancshares' 3-Year EPS without NRI Growth Rate compare to BOKF and PB?
According to the Banks industry distribution chart, Commerce Bancshares ranks #738 out of 1412 companies for 3-Year EPS without NRI Growth Rate. This places Commerce Bancshares in the lower half of its industry. The industry median 3-Year EPS without NRI Growth Rate is 7.50. Commerce Bancshares' value of 6.60% is 12% below this benchmark. While the company's 10-year median is 8.60 vs. the industry median of 7.50, Commerce Bancshares has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year EPS without NRI Growth Rate for a Banks company?
The median 3-Year EPS without NRI Growth Rate among Banks companies is 7.50, based on 1,412 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year EPS without NRI Growth Rate significantly above this median, while those in the bottom quartile fall well below. However, 3-Year EPS without NRI Growth Rate should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Commerce Bancshares's current 3-Year EPS without NRI Growth Rate of 6.60% is 12% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year EPS without NRI Growth Rate mean?
A high 3-Year EPS without NRI Growth Rate can signal that a stock is expensive relative to its fundamentals. 3-Year EPS without NRI Growth Rate is the 3-year average growth rate of EPS without NRI. View historical data for Commerce Bancshares and its competitors. For the Banks industry, the median 3-Year EPS without NRI Growth Rate is 7.50 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Commerce Bancshares's current 3-Year EPS without NRI Growth Rate is 6.60%, which is 23% below median its own 10-year median of 8.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Commerce Bancshares stock overvalued right now?
Based on GuruFocus' analysis, Commerce Bancshares (CBSH) is currently considered Fairly Valued. The stock's GF Value™ is $60.50, compared to a current price of $58.38 — trading 3.5% below its estimated fair value. The current 3-Year EPS without NRI Growth Rate is 6.60%, which is 23% below median its 10-year median of 8.60 and 12% below the Banks industry median of 7.50. Commerce Bancshares' overall GF Score™ is 81/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year EPS without NRI Growth Rate calculated?
3-Year EPS without NRI Growth Rate is calculated from a company's financial statements. For Commerce Bancshares (CBSH), the current 3-Year EPS without NRI Growth Rate is 6.60% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Commerce Bancshares (CBSH) Overvalued in 2026?
Based on GuruFocus' analysis, Commerce Bancshares stock appears to be undervalued.
The current stock price of $58.38 is trading 3.5% below its estimated GF Value™ of $60.50.
GuruFocus considers Commerce Bancshares to be Fairly Valued.
Key valuation signals for CBSH:
3-Year EPS without NRI Growth Rate: 6.60% (23% below median its 10-year median of 8.60)
GF Value™: $60.50 vs. price of $58.38 (3.5% below fair value)
Industry Position: 12% below the Banks median (#738 of 1412)
No single metric tells the full story. See the CBSH stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Commerce Bancshares Inc operates as the bank holding company for Commerce Bank. The bank is engaged in the general banking business, providing a broad range of retail, mortgage banking, corporate, investment, trust, and asset management products and services to individuals, businesses, and municipalities. The company has three reportable segments. The Commercial segment provides lending, leasing, deposit, payment, and cash management services to business and government customers. The Retail Banking segment offers consumer deposits, consumer lending, mortgage banking, and debit and credit card services through its branch network. The Wealth segment provides trust, estate planning, brokerage, and investment management services to individual and institutional clients.
81GF Score
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3-Year EPS without NRI Growth Rate is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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