Business Description
Commercial National Financial Corp (PA)
NAICS : 522110
SIC : 6022
ISIN : US2022171050
Total Employee Number:
78Description
Commercial National Financial Corp (PA) is a bank holding company. The Bank operates under a state bank charter and provides full banking services. The Bank's primary business consists of taking deposits and granting loans to customers who generally do business in the area of Westmoreland County, Pennsylvania.
Financial Strength
3/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.45 | |||||
Equity-to-Asset | 0.11 | |||||
Debt-to-Equity | 0.28 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 8/9 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | -2.4 | |||||
3-Year EPS without NRI Growth Rate | -27.3 | |||||
3-Year FCF Growth Rate | -24.7 | |||||
3-Year Book Growth Rate | 5.3 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 59.24 | |||||
9-Day RSI | 64.57 | |||||
14-Day RSI | 64.77 | |||||
3-1 Month Momentum % | -1.64 | |||||
6-1 Month Momentum % | 0.92 | |||||
12-1 Month Momentum % | 14.94 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 5.59 | |||||
Dividend Payout Ratio | 0.68 | |||||
3-Year Dividend Growth Rate | -24.9 | |||||
Forward Dividend Yield % | 5.59 | |||||
5-Year Yield-on-Cost % | 2.83 | |||||
3-Year Average Share Buyback Ratio | 0.2 | |||||
Shareholder Yield % | 70.58 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 12.63 | |||||
FCF Margin % | 8.7 | |||||
OCF Margin % | 11.43 | |||||
ROE % | 5.54 | |||||
ROA % | 0.55 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 8 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 12.1 | |||||
PE Ratio without NRI | 12.1 | |||||
Shiller PE Ratio | 5 | |||||
PS Ratio | 1.55 | |||||
PB Ratio | 0.65 | |||||
Price-to-Tangible-Book | 0.65 | |||||
Price-to-Free-Cash-Flow | 17.86 | |||||
Price-to-Operating-Cash-Flow | 13.59 | |||||
EV-to-Revenue | 1.92 | |||||
EV-to-FCF | 22.06 | |||||
Price-to-GF-Value | 0.98 | |||||
Price-to-Projected-FCF | 0.4 | |||||
Price-to-Median-PS-Value | 0.55 | |||||
Price-to-Graham-Number | 0.59 | |||||
FCF Yield % | 5.63 | |||||
Forward Rate of Return (Yacktman) % | -2.11 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsGurus Latest Trades with OTCPK:CNAF
You need a Premium membership or above to view this section.
Take a 7-Day Free Trial
No Available Data
Peter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
Commercial National Financial Corp (PA) Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 15.808 | ||
| EPS (TTM) ($) | 0.71 | ||
| Beta | 0.8445 | ||
| 3-Year Sharpe Ratio | -0.36 | ||
| 3-Year Sortino Ratio | -0.47 | ||
| Volatility % | 20.06 | ||
| 14-Day RSI | 64.77 | ||
| 14-Day ATR ($) | 0.119302 | ||
| 20-Day SMA ($) | 8.28714 | ||
| 12-1 Month Momentum % | 14.94 | ||
| 52-Week Range ($) | 6.72 - 8.75 | ||
| Shares Outstanding (Mil) | 2.84 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 8 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Commercial National Financial Corp (PA) Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Commercial National Financial Corp (PA) Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Fourth quarter earnings results for 2026 | 2027-01-29 | In 181 days | ||
| Third quarter earnings results for 2026 | 2026-10-22 | In 82 days | ||
| Second quarter earnings results for 2026 | 2026-07-29 | 8.51 (+1.31%) | ||
| USD 0.130000 Cash Dividend | 2026-05-29 | 8.04 (+0.14%) | ||
| General meeting for 2026 | 2026-05-06 17:00 | 8.18 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-04-16 | 8.21 (-1.08%) | ||
| Annual report for 2025 | 2026-04-02 | 7.85 (-1.88%) | ||
| USD 0.130000 Cash Dividend | 2026-02-27 | 8.60 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-30 | 7.97 (+0.00%) | ||
| USD 0.110000 Cash Dividend | 2025-11-28 | 7.85 (+1.29%) |
Show
Entries
Commercial National Financial Corp (PA) Frequently Asked Questions
What is Commercial National Financial Corp (PA)(CNAF)'s stock price today?
The current price of CNAF is $8.59. The 52 week high of CNAF is $8.75 and 52 week low is $6.72.
When is next earnings date of Commercial National Financial Corp (PA)(CNAF)?
The next earnings date of Commercial National Financial Corp (PA)(CNAF) is 2026-10-22 Est..
Does Commercial National Financial Corp (PA)(CNAF) pay dividends? If so, how much?
The Dividend Yield %  of Commercial National Financial Corp (PA)(CNAF) is 5.59% (As of Today), Highest Dividend Payout Ratio of Commercial National Financial Corp (PA)(CNAF) was 1.39. The lowest was 0.43. And the median was 0.65. The  Forward Dividend Yield % of Commercial National Financial Corp (PA)(CNAF) is 5.59%. For more information regarding to dividend, please check our Dividend Page.
Guru Commentaries on OTCPK:CNAF
No articles.
Press Release
| Subject | Date | |||
|---|---|---|---|---|
| No Press Release | ||||
Articles on Commercial National Financial Corp (PA)
No articles.
Survey
We'd love to learn more about your experiences on GuruFocus.com and how we can improve!
Take Survey
Follow Us
Disclaimers