Business Description
Corpay Inc
NAICS : 519290
SIC : 7389
ISIN : US2199481068
Total Employee Number:
11,800Compare
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Traded in other countries / regions
CPAY.USACPAY34.Brazil1CPAY.Italy07G0.Germany0AD8.UKCPAY.Mexico Index Membership
S&P 500Russell 1000Russell 3000MSCI World Index IPO Date
2010-12-15Description
Corpay Inc is a corporate payments company that helps businesses and consumers manage and pay their expenses. The company offers payment and spend management solutions, including accounts payable automation, cross-border payments, commercial card programs, vehicle payment solutions, and lodging payment services. Its reportable segments are: Corporate Payments, Vehicle Payments, Lodging Payments and Other. The majority of the company's revenue is derived from the Vehicle Payments segment, which helps customers to pay for vehicle related expenses. Geographically, it derives the maximum revenue from the United States and the rest from Brazil, the United Kingdom and other countries.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.3 | |||||
Equity-to-Asset | 0.13 | |||||
Debt-to-Equity | 3 | |||||
Debt-to-EBITDA | 4.16 | |||||
Interest Coverage | 4.64 | |||||
Piotroski F-Score | 6/9 | |||||
Altman Z-Score | 1.6 | |||||
Beneish M-Score | -2.55 | |||||
WACC vs ROIC | ||||||
Growth Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 12.6 | |||||
3-Year EBITDA Growth Rate | 12.8 | |||||
3-Year EPS without NRI Growth Rate | 9.9 | |||||
3-Year FCF Growth Rate | 32.6 | |||||
3-Year Book Growth Rate | 17.9 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | 19.69 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 11.19 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 39.43 | |||||
9-Day RSI | 44.91 | |||||
14-Day RSI | 49.66 | |||||
3-1 Month Momentum % | 15.37 | |||||
6-1 Month Momentum % | 36.81 | |||||
12-1 Month Momentum % | 31.22 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Current Ratio | 0.97 | |||||
Quick Ratio | 0.97 | |||||
Cash Ratio | 0.19 | |||||
Days Sales Outstanding | 267.33 | |||||
Days Payable | 683.11 |
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | 2.3 | |||||
Shareholder Yield % | -0.22 |
Profitability Rank
10/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Gross Margin % | 78.97 | |||||
Operating Margin % | 40.46 | |||||
Net Margin % | 22.72 | |||||
EBITDA Margin % | 50.82 | |||||
FCF Margin % | 32.63 | |||||
OCF Margin % | 36.79 | |||||
ROE % | 30.12 | |||||
ROA % | 4.7 | |||||
ROIC % | 6.49 | |||||
3-Year ROIIC % | 2.21 | |||||
ROC (Joel Greenblatt) % | 143.98 | |||||
ROCE % | 18.6 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 24.57 | |||||
Forward PE Ratio | 12.85 | |||||
PE Ratio without NRI | 22.33 | |||||
Shiller PE Ratio | 31.31 | |||||
Price-to-Owner-Earnings | 19.24 | |||||
PEG Ratio | 1.25 | |||||
PS Ratio | 5.55 | |||||
PB Ratio | 7.49 | |||||
Price-to-Free-Cash-Flow | 16.49 | |||||
Price-to-Operating-Cash-Flow | 14.58 | |||||
EV-to-EBIT | 16.04 | |||||
EV-to-Forward-EBIT | 11.76 | |||||
EV-to-EBITDA | 13.29 | |||||
EV-to-Forward-EBITDA | 11.21 | |||||
EV-to-Revenue | 6.84 | |||||
EV-to-Forward-Revenue | 5.98 | |||||
EV-to-FCF | 20.97 | |||||
Price-to-GF-Value | 0.95 | |||||
Price-to-Projected-FCF | 1.11 | |||||
Price-to-DCF (Earnings Based) | 0.86 | |||||
Price-to-DCF (FCF Based) | 0.84 | |||||
Price-to-Median-PS-Value | 0.77 | |||||
Price-to-Peter-Lynch-Fair-Value | 1 | |||||
Earnings Yield (Greenblatt) % | 6.23 | |||||
FCF Yield % | 6.17 | |||||
Forward Rate of Return (Yacktman) % | 21.63 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Corpay Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil $) | 5,020.502 | ||
| EPS (TTM) ($) | 16.451 | ||
| Beta | 0.9388 | ||
| 3-Year Sharpe Ratio | 0.44 | ||
| 3-Year Sortino Ratio | 0.73 | ||
| Volatility % | 35.54 | ||
| 14-Day RSI | 49.66 | ||
| 14-Day ATR ($) | 8.933257 | ||
| 20-Day SMA ($) | 409.6065 | ||
| 12-1 Month Momentum % | 31.22 | ||
| 52-Week Range ($) | 252.84 - 427.46 | ||
| Shares Outstanding (Mil) | 65.66 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 6 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Corpay Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Corpay Inc Stock Events
| Event | Date | Price ($) | ||
|---|---|---|---|---|
| Annual report for 2026 | 2027-02-26 | In 161 days | ||
| Fourth quarter earnings conference call for 2026 | 2027-02-04 17:30 | In 140 days | ||
| Fourth quarter earnings results for 2026 | 2027-02-04 | In 139 days | ||
| Third quarter earnings conference call for 2026 | 2026-11-05 17:30 | In 49 days | ||
| Third quarter earnings results for 2026 | 2026-11-05 | In 48 days | ||
| Oppenheimer Fintech Leaders Conference | 2026-09-15 | 412.56 (+0.25%) | ||
| Guidance call for 2026 | 2026-08-27 15:20 | 406.93 (-0.85%) | ||
| Second quarter earnings conference call for 2026 | 2026-08-05 17:30 | 396.52 (+3.53%) | ||
| Second quarter earnings results for 2026 | 2026-08-05 | 396.52 (+3.53%) | ||
| Morgan Stanley US Financials Conference | 2026-06-09 13:45 | 349.01 (+0.59%) |
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Corpay Inc Frequently Asked Questions
What is Corpay Inc(CPAY)'s stock price today?
The current price of CPAY is $404.26. The 52 week high of CPAY is $427.46 and 52 week low is $252.84.
When is next earnings date of Corpay Inc(CPAY)?
The next earnings date of Corpay Inc(CPAY) is 2026-11-05 Est..
Does Corpay Inc(CPAY) pay dividends? If so, how much?
Corpay Inc(CPAY) does not pay dividend.
Guru Commentaries on NYSE:CPAY
Middle Coast Investing
Bullish
2026 Q2
q2 2026 portfolio review letter up market basket case
What the manager wrote
Corpay had a very good quarter. It beat analyst estimates for the prior quarter, its guidance for the current quarter was better than expected, and it raised its guidance for the full year. A triple beat. Not huge in magnitude, but real. Corpay’s stock jumped 12.5% after earnings. But, it will finish the quarter giving up about half of those gains, and only up about 15% for the quarter as a whole, just in line with the market. It’s possible I am missing something about Corpay’s core business that makes this muted stock performance reasonable.
Vltava Fund
Bullish
2025 Q4
latinos
What the manager wrote
Corpay is a US based global technology company focused on corporate payments, expense management, and cross-border transactions with the goal of simplifying and automating business payment flows. Its customers utilize the Corpay platform to centralize payments, control costs, and streamline administration. The business is characterized by recurring transactions, a strong technology platform, and high costs of switching suppliers, enabling long-term growth and strong cash flows. The current share price does not reflect the company's financial metrics and long-term potential, which combines structural growth trends with high-quality, recurring business.
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