Q3 2019 Dubai Islamic Bank PJSC Earnings Call Transcript
Ladies and gentlemen, welcome to the Dubai Islamic Bank Q3 2019 Financial Results Conference Call and Audio Webcast. (Operator Instructions) I will now hand over to your host, Janany Vamadeva from Arqaam Capital.
Thank you, Lydia. Good afternoon, everyone, and thank you for joining us today. This is Janany Vamadeva, and on behalf of Arqaam Capital, I'm pleased to welcome you to Dubai Islamic Bank's Third Quarter 2019 Earnings Conference Call.
I have with me here today from DIB management Dr. Adnan Chilwan, the Group Chief Executive Officer; Mr. Salman Liaqat, the Chief of Strategy and Investor Relations; and Mr. Kashif Moosa, the Head of Investor Relations.
Without any further delay, I'll now turn the call over to the Head of Investor Relations, Mr. Kashif Moosa. Kashif, over to you.
Thank you, Janany, and good afternoon, and welcome, everyone, to
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