Q4 2020 Dubai Islamic Bank PJSC Earnings Call Transcript
Good afternoon, everyone, and thank you for joining us today. This is Janany Vamadeva. And on behalf of Arqaam Capital, I'm pleased to welcome you to Dubai Islamic Bank's Q4 Full Year 2020 Earnings Conference Call. I have with me here today from DIB management, Dr. Adnan Chilwan, the group Chief Executive Officer; Mr. Salman Liaqat, the Chief Strategy and Investor Relations; and Mr. Kashif Moosa, the Head of Investor Relations and Strategic Communication.
Without any further delay, I'll now turn the call over to the Head of Investor Relations, Mr. Kashif Moosa. Kashif, over to you.
Thank you, Janany, and greetings, everyone, and thank you for joining us on our full year 2020 results announcement and webcast. The session, as always, is led by Dr. Adnan, the group CEO; accompanied by Salman, the Chief of Strategy and IR; and myself. Request you all to keep the questions coming through the e-mail addy
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