Q3 2020 Emirates NBD Bank PJSC Earnings Call Transcript
Ladies and gentlemen, welcome to Emirates NBD's Results Call and Webcast for the Third Quarter of 2020. Today's call is being recorded. Please note that this call is open to analysts and investors only. Any media personnel should disconnect immediately.
I will now pass the call over to our host, Mr. Shayne Nelson, Group CEO of Emirates NBD.
Thank you, Molly, and welcome, everyone. Joining me as usual are Patrick, the group's CFO; and Paddy, our Head of Investor Relations.
Before we go through the results for the first 9 months of the year in detail, I'll update you on operational developments within the bank and the economic environment. Over the last 3 months, we've seen the economies we operate in gradually reopen. The way we work and do business has changed dramatically. We've coped well with the recent challenges and demonstrated great versatility by providing a full banking service, whilst a large number of our colleagues have continued to work from home or from contingency sites.
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