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Also traded in: Germany

GuruFocus Financial Strength Rank measures how strong a company’s financial situation is. It is based on these factors

1. The debt burden that the company has as measured by its Interest coverage (current year).
2. Debt to revenue ratio. The lower, the better
3. Altman Z-score.

A company ranks high with financial strength is likely to withstand any business slowdowns and recessions.

Financial Strength : 6/10

vs
industry
vs
history
Cash-to-Debt 0.07
DLX's Cash-to-Debt is ranked lower than
90% of the 625 Companies
in the Global Business Services industry.

( Industry Median: 0.97 vs. DLX: 0.07 )
Ranked among companies with meaningful Cash-to-Debt only.
DLX' s Cash-to-Debt Range Over the Past 10 Years
Min: 0.01  Med: 0.12 Max: 2.73
Current: 0.07
0.01
2.73
Equity-to-Asset 0.42
DLX's Equity-to-Asset is ranked lower than
55% of the 605 Companies
in the Global Business Services industry.

( Industry Median: 0.52 vs. DLX: 0.42 )
Ranked among companies with meaningful Equity-to-Asset only.
DLX' s Equity-to-Asset Range Over the Past 10 Years
Min: -0.53  Med: 0.41 Max: 0.77
Current: 0.42
-0.53
0.77
Debt-to-Equity 0.93
DLX's Debt-to-Equity is ranked lower than
63% of the 465 Companies
in the Global Business Services industry.

( Industry Median: 0.43 vs. DLX: 0.93 )
Ranked among companies with meaningful Debt-to-Equity only.
DLX' s Debt-to-Equity Range Over the Past 10 Years
Min: -2995.95  Med: 0.27 Max: 44.91
Current: 0.93
-2995.95
44.91
Debt-to-EBITDA 2.30
DLX's Debt-to-EBITDA is ranked higher than
58% of the 454 Companies
in the Global Business Services industry.

( Industry Median: 2.25 vs. DLX: 2.30 )
Ranked among companies with meaningful Debt-to-EBITDA only.
DLX' s Debt-to-EBITDA Range Over the Past 10 Years
Min: 1.39  Med: 1.73 Max: 3.11
Current: 2.3
1.39
3.11
Interest Coverage 15.19
DLX's Interest Coverage is ranked lower than
53% of the 556 Companies
in the Global Business Services industry.

( Industry Median: 19.71 vs. DLX: 15.19 )
Ranked among companies with meaningful Interest Coverage only.
DLX' s Interest Coverage Range Over the Past 10 Years
Min: 4.61  Med: 7.65 Max: 18.48
Current: 15.19
4.61
18.48
Piotroski F-Score: 5
Altman Z-Score: 2.91
Beneish M-Score: -2.44
WACC vs ROIC
6.92%
16.36%
WACC
ROIC
GuruFocus Profitability Rank ranks how profitable a company is and how likely the company’s business will stay that way. It is based on these factors:

1. Operating Margin
2. Trend of the Operating Margin (5-year average). The company with an uptrend profit margin has a higher rank.
••3. Consistency of the profitability
4. Piotroski F-Score
5. Predictability Rank•

The maximum rank is 10. A rank of 7 or higher means a higher profitability and may stay that way. A rank of 3 or lower indicates that the company has had trouble to make a profit.

Profitability Rank is not directly related to the Financial Strength Rank. But if a company is consistently profitable, its financial strength will be stronger.

Profitability & Growth : 7/10

vs
industry
vs
history
Operating Margin % 18.92
DLX's Operating Margin % is ranked higher than
86% of the 617 Companies
in the Global Business Services industry.

( Industry Median: 6.41 vs. DLX: 18.92 )
Ranked among companies with meaningful Operating Margin % only.
DLX' s Operating Margin % Range Over the Past 10 Years
Min: 15.84  Med: 20.29 Max: 20.97
Current: 18.92
15.84
20.97
Net Margin % 9.00
DLX's Net Margin % is ranked higher than
82% of the 619 Companies
in the Global Business Services industry.

( Industry Median: 4.15 vs. DLX: 9.00 )
Ranked among companies with meaningful Net Margin % only.
DLX' s Net Margin % Range Over the Past 10 Years
Min: 6.92  Med: 11.48 Max: 12.41
Current: 9
6.92
12.41
ROE % 17.44
DLX's ROE % is ranked higher than
84% of the 597 Companies
in the Global Business Services industry.

( Industry Median: 8.83 vs. DLX: 17.44 )
Ranked among companies with meaningful ROE % only.
DLX' s ROE % Range Over the Past 10 Years
Min: 17.44  Med: 41.92 Max: 215.85
Current: 17.44
17.44
215.85
ROA % 7.89
DLX's ROA % is ranked higher than
81% of the 629 Companies
in the Global Business Services industry.

( Industry Median: 3.69 vs. DLX: 7.89 )
Ranked among companies with meaningful ROA % only.
DLX' s ROA % Range Over the Past 10 Years
Min: 7.89  Med: 11.75 Max: 12.52
Current: 7.89
7.89
12.52
ROC (Joel Greenblatt) % 311.11
DLX's ROC (Joel Greenblatt) % is ranked higher than
95% of the 620 Companies
in the Global Business Services industry.

( Industry Median: 22.23 vs. DLX: 311.11 )
Ranked among companies with meaningful ROC (Joel Greenblatt) % only.
DLX' s ROC (Joel Greenblatt) % Range Over the Past 10 Years
Min: 157.54  Med: 292.15 Max: 420.2
Current: 311.11
157.54
420.2
3-Year Revenue Growth Rate 6.80
DLX's 3-Year Revenue Growth Rate is ranked higher than
62% of the 549 Companies
in the Global Business Services industry.

( Industry Median: 4.10 vs. DLX: 6.80 )
Ranked among companies with meaningful 3-Year Revenue Growth Rate only.
DLX' s 3-Year Revenue Growth Rate Range Over the Past 10 Years
Min: -9.6  Med: 4.6 Max: 18.8
Current: 6.8
-9.6
18.8
3-Year EBITDA Growth Rate 5.90
DLX's 3-Year EBITDA Growth Rate is ranked higher than
52% of the 496 Companies
in the Global Business Services industry.

( Industry Median: 5.30 vs. DLX: 5.90 )
Ranked among companies with meaningful 3-Year EBITDA Growth Rate only.
DLX' s 3-Year EBITDA Growth Rate Range Over the Past 10 Years
Min: -15  Med: 6.2 Max: 20.1
Current: 5.9
-15
20.1
3-Year EPS without NRI Growth Rate 6.00
DLX's 3-Year EPS without NRI Growth Rate is ranked lower than
56% of the 434 Companies
in the Global Business Services industry.

( Industry Median: 9.50 vs. DLX: 6.00 )
Ranked among companies with meaningful 3-Year EPS without NRI Growth Rate only.
DLX' s 3-Year EPS without NRI Growth Rate Range Over the Past 10 Years
Min: -31.5  Med: 8.2 Max: 62
Current: 6
-31.5
62
GuruFocus has detected 3 Warning Signs with Deluxe Corp DLX.
More than 500,000 people have already joined GuruFocus to track the stocks they follow and exchange investment ideas.
» DLX's 30-Y Financials

Financials (Next Earnings Date: 2019-01-26 Est.)


Revenue & Net Income
Cash & Debt
Operating Cash Flow & Free Cash Flow
Operating Cash Flow & Net Income

» Details

Guru Trades

Q4 2017

DLX Guru Trades in Q4 2017

David Dreman 759 sh (+16.41%)
Joel Greenblatt 113,183 sh (+18.60%)
Scott Black 39,142 sh (+7.81%)
Murray Stahl 11,700 sh (unchged)
Mario Gabelli 4,000 sh (unchged)
Paul Tudor Jones Sold Out
Jim Simons Sold Out
Columbia Wanger Sold Out
Jeremy Grantham 46,298 sh (-14.26%)
Chuck Royce 31,859 sh (-3.43%)
Mairs and Power 70,618 sh (-3.82%)
Barrow, Hanley, Mewhinney & Strauss 77,613 sh (-1.39%)
» More
Q1 2018

DLX Guru Trades in Q1 2018

Paul Tudor Jones 4,865 sh (New)
Ray Dalio 15,019 sh (New)
Jeremy Grantham 48,198 sh (+4.10%)
David Dreman 759 sh (unchged)
Chuck Royce 31,859 sh (unchged)
Mario Gabelli 4,000 sh (unchged)
Joel Greenblatt 58,897 sh (-47.96%)
Murray Stahl 11,500 sh (-1.71%)
Mairs and Power 63,880 sh (-9.54%)
Barrow, Hanley, Mewhinney & Strauss 73,506 sh (-5.29%)
Scott Black 35,571 sh (-9.12%)
» More
Q2 2018

DLX Guru Trades in Q2 2018

HOTCHKIS & WILEY 26,519 sh (New)
Steven Cohen 24,523 sh (New)
Pioneer Investments 31,541 sh (New)
Joel Greenblatt 60,904 sh (+3.41%)
Jeremy Grantham 48,262 sh (+0.13%)
Chuck Royce 32,265 sh (+1.27%)
Paul Tudor Jones 24,638 sh (+406.43%)
Mario Gabelli 4,000 sh (unchged)
Murray Stahl 11,400 sh (-0.87%)
Mairs and Power 62,393 sh (-2.33%)
Barrow, Hanley, Mewhinney & Strauss 73,364 sh (-0.19%)
Ray Dalio 10,089 sh (-32.83%)
Scott Black 33,544 sh (-5.70%)
» More
Q3 2018

DLX Guru Trades in Q3 2018

Jim Simons 117,754 sh (New)
Chuck Royce 32,648 sh (+1.19%)
Pioneer Investments 32,583 sh (+3.30%)
HOTCHKIS & WILEY 38,702 sh (+45.94%)
Joel Greenblatt 153,261 sh (+151.64%)
Mario Gabelli 4,000 sh (unchged)
Steven Cohen Sold Out
Barrow, Hanley, Mewhinney & Strauss 66,058 sh (-9.96%)
Scott Black 33,065 sh (-1.43%)
Ray Dalio 4,254 sh (-57.84%)
Jeremy Grantham 40,862 sh (-15.33%)
Mairs and Power 56,193 sh (-9.94%)
Murray Stahl 11,080 sh (-2.81%)
Paul Tudor Jones 23,160 sh (-6.00%)
» More
» Details

Insider Trades

Latest Guru Trades with DLX

(List those with share number changes of more than 20%, or impact to portfolio more than 0.1%)

Guru Date Action
Impact Price Range
(Average)*
Change from Average Comment Current Shares
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Business Description

Industry: Business Services » Business Services    NAICS: 561499    SIC: 7389
Compare:TSE:8876, LSE:HSV, WBO:POST, TSX:RBA, LSE:IWG, NYSE:TNET, TSE:3769, SHSE:900912, OSTO:INTRUM, ASX:ALQ, NAS:HCSG, OSTO:LOOM B, SZSE:300166, NYSE:SNX, OSTO:AHSL, NYSE:CLGX, NAS:EEFT, NYSE:CNDT, TSE:4666, HKSE:00494 » details
Traded in other countries:DL8.Germany,
Headquarter Location:USA
Deluxe Corp provides various business solutions. It provides printed forms to businesses, including checks, deposit tickets, billing forms, invoices and personnel forms. It also provides marketing services including web design and hosting.

Deluxe is a provider of customer life-cycle management solutions to small businesses and financial institutions. The company offers checks and check-related products, logo and web design, hosting and web services, search engine optimization, marketing programmes, digital printing services, printed forms such as deposit tickets and invoices, and office supplies. The small business services segment operates under the Deluxe, NEBS, Safeguard, PsPrint, Hostopia, Logo Mojo, Aplus.net, OrangeSoda, and VerticalResponse brands. The company operates primarily in North America.

Ratios

vs
industry
vs
history
PE Ratio 13.01
DLX's PE Ratio is ranked higher than
82% of the 499 Companies
in the Global Business Services industry.

( Industry Median: 22.72 vs. DLX: 13.01 )
Ranked among companies with meaningful PE Ratio only.
DLX' s PE Ratio Range Over the Past 10 Years
Min: 3.76  Med: 11.58 Max: 18.1
Current: 13.01
3.76
18.1
PE Ratio without NRI 13.01
DLX's PE Ratio without NRI is ranked higher than
82% of the 500 Companies
in the Global Business Services industry.

( Industry Median: 22.11 vs. DLX: 13.01 )
Ranked among companies with meaningful PE Ratio without NRI only.
DLX' s PE Ratio without NRI Range Over the Past 10 Years
Min: 3.7  Med: 11.58 Max: 18.1
Current: 13.01
3.7
18.1
Price-to-Owner-Earnings 14.28
DLX's Price-to-Owner-Earnings is ranked higher than
76% of the 306 Companies
in the Global Business Services industry.

( Industry Median: 22.95 vs. DLX: 14.28 )
Ranked among companies with meaningful Price-to-Owner-Earnings only.
DLX' s Price-to-Owner-Earnings Range Over the Past 10 Years
Min: 3.46  Med: 11.65 Max: 17.98
Current: 14.28
3.46
17.98
PB Ratio 2.28
DLX's PB Ratio is ranked lower than
54% of the 597 Companies
in the Global Business Services industry.

( Industry Median: 2.31 vs. DLX: 2.28 )
Ranked among companies with meaningful PB Ratio only.
DLX' s PB Ratio Range Over the Past 10 Years
Min: 2.15  Med: 4.42 Max: 41.35
Current: 2.28
2.15
41.35
PS Ratio 1.17
DLX's PS Ratio is ranked lower than
53% of the 600 Companies
in the Global Business Services industry.

( Industry Median: 1.24 vs. DLX: 1.17 )
Ranked among companies with meaningful PS Ratio only.
DLX' s PS Ratio Range Over the Past 10 Years
Min: 0.23  Med: 1.28 Max: 2.05
Current: 1.17
0.23
2.05
Price-to-Free-Cash-Flow 8.16
DLX's Price-to-Free-Cash-Flow is ranked higher than
84% of the 273 Companies
in the Global Business Services industry.

( Industry Median: 21.44 vs. DLX: 8.16 )
Ranked among companies with meaningful Price-to-Free-Cash-Flow only.
DLX' s Price-to-Free-Cash-Flow Range Over the Past 10 Years
Min: 1.72  Med: 9.32 Max: 14.15
Current: 8.16
1.72
14.15
Price-to-Operating-Cash-Flow 6.79
DLX's Price-to-Operating-Cash-Flow is ranked higher than
76% of the 340 Companies
in the Global Business Services industry.

( Industry Median: 14.75 vs. DLX: 6.79 )
Ranked among companies with meaningful Price-to-Operating-Cash-Flow only.
DLX' s Price-to-Operating-Cash-Flow Range Over the Past 10 Years
Min: 1.42  Med: 7.95 Max: 12.04
Current: 6.79
1.42
12.04
EV-to-EBIT 11.66
DLX's EV-to-EBIT is ranked higher than
75% of the 500 Companies
in the Global Business Services industry.

( Industry Median: 16.60 vs. DLX: 11.66 )
Ranked among companies with meaningful EV-to-EBIT only.
DLX' s EV-to-EBIT Range Over the Past 10 Years
Min: 5.8  Med: 8.8 Max: 13.8
Current: 11.66
5.8
13.8
EV-to-EBITDA 7.80
DLX's EV-to-EBITDA is ranked higher than
78% of the 526 Companies
in the Global Business Services industry.

( Industry Median: 12.55 vs. DLX: 7.80 )
Ranked among companies with meaningful EV-to-EBITDA only.
DLX' s EV-to-EBITDA Range Over the Past 10 Years
Min: 4.4  Med: 7.1 Max: 9.8
Current: 7.8
4.4
9.8
EV-to-Revenue 1.56
DLX's EV-to-Revenue is ranked lower than
55% of the 604 Companies
in the Global Business Services industry.

( Industry Median: 1.47 vs. DLX: 1.56 )
Ranked among companies with meaningful EV-to-Revenue only.
DLX' s EV-to-Revenue Range Over the Past 10 Years
Min: 0.8  Med: 1.7 Max: 2.4
Current: 1.56
0.8
2.4
PEG Ratio 2.16
DLX's PEG Ratio is ranked higher than
53% of the 239 Companies
in the Global Business Services industry.

( Industry Median: 2.10 vs. DLX: 2.16 )
Ranked among companies with meaningful PEG Ratio only.
DLX' s PEG Ratio Range Over the Past 10 Years
Min: 1.34  Med: 2.33 Max: 44.33
Current: 2.16
1.34
44.33
Shiller PE Ratio 12.56
DLX's Shiller PE Ratio is ranked higher than
75% of the 183 Companies
in the Global Business Services industry.

( Industry Median: 29.53 vs. DLX: 12.56 )
Ranked among companies with meaningful Shiller PE Ratio only.
DLX' s Shiller PE Ratio Range Over the Past 10 Years
Min: 2.07  Med: 12.36 Max: 22.55
Current: 12.56
2.07
22.55
Current Ratio 1.25
DLX's Current Ratio is ranked lower than
74% of the 614 Companies
in the Global Business Services industry.

( Industry Median: 1.64 vs. DLX: 1.25 )
Ranked among companies with meaningful Current Ratio only.
DLX' s Current Ratio Range Over the Past 10 Years
Min: 0.2  Med: 0.92 Max: 3.02
Current: 1.25
0.2
3.02
Quick Ratio 1.12
DLX's Quick Ratio is ranked lower than
74% of the 614 Companies
in the Global Business Services industry.

( Industry Median: 1.49 vs. DLX: 1.12 )
Ranked among companies with meaningful Quick Ratio only.
DLX' s Quick Ratio Range Over the Past 10 Years
Min: 0.16  Med: 0.82 Max: 2.77
Current: 1.12
0.16
2.77
Days Inventory 20.36
DLX's Days Inventory is ranked lower than
52% of the 391 Companies
in the Global Business Services industry.

( Industry Median: 18.41 vs. DLX: 20.36 )
Ranked among companies with meaningful Days Inventory only.
DLX' s Days Inventory Range Over the Past 10 Years
Min: 15.78  Med: 18.02 Max: 23.23
Current: 20.36
15.78
23.23
Days Sales Outstanding 29.14
DLX's Days Sales Outstanding is ranked higher than
90% of the 588 Companies
in the Global Business Services industry.

( Industry Median: 60.92 vs. DLX: 29.14 )
Ranked among companies with meaningful Days Sales Outstanding only.
DLX' s Days Sales Outstanding Range Over the Past 10 Years
Min: 16.96  Med: 19.04 Max: 30.13
Current: 29.14
16.96
30.13
Days Payable 46.64
DLX's Days Payable is ranked higher than
52% of the 525 Companies
in the Global Business Services industry.

( Industry Median: 46.52 vs. DLX: 46.64 )
Ranked among companies with meaningful Days Payable only.
DLX' s Days Payable Range Over the Past 10 Years
Min: 39.69  Med: 47.18 Max: 58.42
Current: 46.64
39.69
58.42

Dividend & Buy Back

vs
industry
vs
history
Dividend Yield % 2.56
DLX's Dividend Yield % is ranked lower than
54% of the 693 Companies
in the Global Business Services industry.

( Industry Median: 2.25 vs. DLX: 2.56 )
Ranked among companies with meaningful Dividend Yield % only.
DLX' s Dividend Yield % Range Over the Past 10 Years
Min: 1.54  Med: 2.56 Max: 15.46
Current: 2.56
1.54
15.46
Dividend Payout Ratio 0.33
DLX's Dividend Payout Ratio is ranked higher than
79% of the 401 Companies
in the Global Business Services industry.

( Industry Median: 0.42 vs. DLX: 0.33 )
Ranked among companies with meaningful Dividend Payout Ratio only.
DLX' s Dividend Payout Ratio Range Over the Past 10 Years
Min: 0.25  Med: 0.3 Max: 0.52
Current: 0.33
0.25
0.52
3-Year Dividend Growth Rate 1.40
DLX's 3-Year Dividend Growth Rate is ranked lower than
67% of the 269 Companies
in the Global Business Services industry.

( Industry Median: 7.70 vs. DLX: 1.40 )
Ranked among companies with meaningful 3-Year Dividend Growth Rate only.
DLX' s 3-Year Dividend Growth Rate Range Over the Past 10 Years
Min: -14.5  Med: 0 Max: 12.4
Current: 1.4
-14.5
12.4
Forward Dividend Yield % 2.51
DLX's Forward Dividend Yield % is ranked lower than
59% of the 646 Companies
in the Global Business Services industry.

( Industry Median: 2.50 vs. DLX: 2.51 )
Ranked among companies with meaningful Forward Dividend Yield % only.
N/A
5-Year Yield-on-Cost % 3.17
DLX's 5-Year Yield-on-Cost % is ranked lower than
54% of the 676 Companies
in the Global Business Services industry.

( Industry Median: 2.72 vs. DLX: 3.17 )
Ranked among companies with meaningful 5-Year Yield-on-Cost % only.
DLX' s 5-Year Yield-on-Cost % Range Over the Past 10 Years
Min: 1.91  Med: 3.17 Max: 19.17
Current: 3.17
1.91
19.17
3-Year Average Share Buyback Ratio 1.20
DLX's 3-Year Average Share Buyback Ratio is ranked higher than
88% of the 405 Companies
in the Global Business Services industry.

( Industry Median: -1.80 vs. DLX: 1.20 )
Ranked among companies with meaningful 3-Year Average Share Buyback Ratio only.
DLX' s 3-Year Average Share Buyback Ratio Range Over the Past 10 Years
Min: -0.9  Med: 0.6 Max: 11.6
Current: 1.2
-0.9
11.6

Valuation & Return

vs
industry
vs
history
Price-to-Intrinsic-Value-Projected-FCF 0.68
DLX's Price-to-Intrinsic-Value-Projected-FCF is ranked higher than
80% of the 319 Companies
in the Global Business Services industry.

( Industry Median: 1.54 vs. DLX: 0.68 )
Ranked among companies with meaningful Price-to-Intrinsic-Value-Projected-FCF only.
DLX' s Price-to-Intrinsic-Value-Projected-FCF Range Over the Past 10 Years
Min: 0.25  Med: 0.96 Max: 1.73
Current: 0.68
0.25
1.73
Price-to-Median-PS-Value 0.89
DLX's Price-to-Median-PS-Value is ranked lower than
55% of the 510 Companies
in the Global Business Services industry.

( Industry Median: 1.08 vs. DLX: 0.89 )
Ranked among companies with meaningful Price-to-Median-PS-Value only.
DLX' s Price-to-Median-PS-Value Range Over the Past 10 Years
Min: 0.27  Med: 1.06 Max: 1.88
Current: 0.89
0.27
1.88
Earnings Yield (Greenblatt) % 8.57
DLX's Earnings Yield (Greenblatt) % is ranked higher than
80% of the 624 Companies
in the Global Business Services industry.

( Industry Median: 4.76 vs. DLX: 8.57 )
Ranked among companies with meaningful Earnings Yield (Greenblatt) % only.
DLX' s Earnings Yield (Greenblatt) % Range Over the Past 10 Years
Min: 7.2  Med: 11.3 Max: 17.3
Current: 8.57
7.2
17.3
Forward Rate of Return (Yacktman) % 16.05
DLX's Forward Rate of Return (Yacktman) % is ranked higher than
70% of the 365 Companies
in the Global Business Services industry.

( Industry Median: 8.60 vs. DLX: 16.05 )
Ranked among companies with meaningful Forward Rate of Return (Yacktman) % only.
DLX' s Forward Rate of Return (Yacktman) % Range Over the Past 10 Years
Min: 2.9  Med: 13.9 Max: 48.4
Current: 16.05
2.9
48.4

More Statistics

Revenue (TTM) (Mil) $1,968.24
EPS (TTM) $ 3.63
Beta0.90
Volatility23.61%
52-Week Range $43.72 - 78.87
Shares Outstanding (Mil)46.31

Piotroski F-Score Details

Piotroski F-Score: 55
Positive ROAY
Positive CFROAY
Higher ROA yoyN
CFROA > ROAY
Lower Leverage yoyN
Higher Current Ratio yoyY
Less Shares Outstanding yoyY
Higher Gross Margin yoyN
Higher Asset Turnover yoyN

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