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DeluxeDLX -4.14%68 Equity-to-Asset is 0.28 as of Jun. 2026, which is 12% above its 10-year median of 0.25. GuruFocus rates DLX with a GF Score™ of 68/100 and a GF Value™ of $18.76 (Significantly Overvalued). The stock has 3 warning signs investors should review. Among 557 Conglomerates companies, Deluxe ranks worse than 77.02% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Deluxe's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $708 Mil. Deluxe's Total Assets for the quarter that ended in Jun. 2026 was $2,562 Mil.
Therefore, Deluxe's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.28.
The historical rank and industry rank for Deluxe's Equity-to-Asset or its related term are showing as below:
DLX'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.18 Med: 0.25 Max: 0.47
Current: 0.28
During the past 13 years, the highest Equity to Asset Ratio of Deluxe was 0.47. The lowest was 0.18. And the median was 0.25.
DLX's Equity-to-Asset is ranked worse than 77.02% of 557
companies
in the Conglomerates industry
Industry Median: 0.45
vs DLX: 0.28
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Deluxe Equity-to-Asset Related Terms
Deluxe Equity-to-Asset Historical Data
* Premium members only.
The historical data trend for Deluxe's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DLX vs TTI, MATW, CODI: Equity-to-Asset Comparison
For the Conglomerates subindustry, Deluxe's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Deluxe Equity-to-Asset vs Conglomerates Industry
For the Conglomerates industry and Industrials sector, Deluxe's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Deluxe's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Deluxe's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Deluxe (DLX) has a Equity-to-Asset of 0.28 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Deluxe and its competitors. This is 12% above median its historical median of 0.25. Over the past decade, Deluxe's Equity-to-Asset has ranged from 0.18 to 0.47. According to the industry distribution chart, Deluxe ranks #429 out of 557 companies in the Conglomerates industry, placing it in the top 77%.
Is Deluxe's Equity-to-Asset too high?
Deluxe's current Equity-to-Asset of 0.28 is 12% above median its 10-year median of 0.25. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 0.47. The Conglomerates industry median Equity-to-Asset is 0.45. Deluxe's value of 0.28 is 37.8% below this industry median. Based on the distribution chart, Deluxe ranks #429 out of 557 companies in the Conglomerates industry, which is in the bottom quartile relative to peers. Overall, Deluxe has a GF Score™ of 68/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Deluxe's Equity-to-Asset compare to TTI and MATW?
According to the Conglomerates industry distribution chart, Deluxe ranks #429 out of 557 companies for Equity-to-Asset. This places Deluxe in the lower half of its industry. The industry median Equity-to-Asset is 0.45. Deluxe's value of 0.28 is 37.8% below this benchmark. Historically, Deluxe's own Equity-to-Asset has ranged from 0.18 to 0.47 over the past decade. While the company's 10-year median is 0.25 vs. the industry median of 0.45, Deluxe has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Conglomerates company?
The median Equity-to-Asset among Conglomerates companies is 0.45, based on 557 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Deluxe's current Equity-to-Asset of 0.28 is 37.8% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Deluxe and its competitors. For the Conglomerates industry, the median Equity-to-Asset is 0.45 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Deluxe's current Equity-to-Asset is 0.28, which is 12% above median its own 10-year median of 0.25. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Deluxe stock overvalued right now?
Based on GuruFocus' analysis, Deluxe (DLX) is currently considered Significantly Overvalued. The stock's GF Value™ is $18.76, compared to a current price of $25.01 — trading 33.3% above its estimated fair value. The current Equity-to-Asset is 0.28, which is 12% above median its 10-year median of 0.25 and 37.8% below the Conglomerates industry median of 0.45. Deluxe's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Deluxe (DLX), the current Equity-to-Asset is 0.28 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Deluxe (DLX) Overvalued in 2026?
Based on GuruFocus' analysis, Deluxe stock appears to be overvalued.
The current stock price of $25.01 is trading 33.3% above its estimated GF Value™ of $18.76.
GuruFocus considers Deluxe to be Significantly Overvalued.
Key valuation signals for DLX:
Equity-to-Asset: 0.28 (12% above median its 10-year median of 0.25)
GF Value™: $18.76 vs. price of $25.01 (33.3% above fair value)
Industry Position: 37.8% below the Conglomerates median (#429 of 557)
No single metric tells the full story. See the DLX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Deluxe Corp is principally a payments and data company. Its reportable segments are: Merchant Services, B2B Payments, Data Solutions, and Print. Maximum revenue is derived from its Print segment, which provides printed personal and business checks, business essentials, as well as branded promotional, print, apparel, and digital storefront solutions. The Merchant Services segment provides electronic credit and debit card authorization, payment systems, and processing services. The B2B segment offers treasury management solutions, integrated accounts payable disbursements, and fraud and security services, and the Data Solutions segment offers data, analytics, and marketing services, as well as financial institution profitability reporting and business incorporation services.
68GF Score
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