DLX (Deluxe) Days Payable: 56.82 (As of Mar. 2026) — Near Median


DLX Deluxe Corp DLX
68 GF Score
Price $23.93
GF Value $18.38
Valuation Modestly Overvalued
! 3 Warning Signs
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What is Deluxe Days Payable?

Deluxe DLX +2.84% 68 Days Payable is 56.82 as of Mar. 2026, which is 3% above its 10-year median of 55.07. GuruFocus rates DLX with a GF Score™ of 68/100 and a GF Value™ of $18.38 (Modestly Overvalued). The stock has 3 warning signs investors should review. Among 505 Conglomerates companies, Deluxe ranks better than 52.67% on this metric.

Deluxe's average Accounts Payable for the three months ended in Mar. 2026 was $161 Mil. Deluxe's Cost of Goods Sold for the three months ended in Mar. 2026 was $259 Mil. Hence, Deluxe's Days Payable for the three months ended in Mar. 2026 was 56.82.

The historical rank and industry rank for Deluxe's Days Payable or its related term are showing as below:

DLX' s Days Payable Range Over the Past 10 Years
Min: 48.74   Med: 55.07   Max: 59.38
Current: 59

During the past 13 years, Deluxe's highest Days Payable was 59.38. The lowest was 48.74. And the median was 55.07.

DLX's Days Payable is ranked better than
52.67% of 505 companies
in the Conglomerates industry
Industry Median: 55.71 vs DLX: 59.00

Deluxe's Days Payable declined from Mar. 2025 (60.72) to Mar. 2026 (56.82). It may suggest that Deluxe accelerated paying its suppliers.


Deluxe Days Payable Historical Data

* Premium members only.

The historical data trend for Deluxe's Days Payable can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Deluxe Days Payable Chart

Deluxe Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Days Payable
Get a 7-Day Free Trial Premium Member Only Premium Member Only 55.74 54.84 55.29 58.63 59.38

Deluxe Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Days Payable Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 60.72 63.24 57.78 56.43 56.82

DLX vs AIAI, CODI, TTI: Days Payable Comparison

For the Conglomerates subindustry, Deluxe's Days Payable, along with its competitors' market caps and Days Payable data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Deluxe Days Payable vs Conglomerates Industry

For the Conglomerates industry and Industrials sector, Deluxe's Days Payable distribution charts can be found below:

* The bar in red indicates where Deluxe's Days Payable falls into.


DLX
68GF Score
Deluxe Corp DLX
Days Payable is just one metric. See GF Score™, valuation, warning signs, and more.
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Deluxe Days Payable Calculation

Days Payable indicates the number of days that the account payable relative to cost of goods sold the company has. An increase of Days Payable may suggest that the company delays paying its suppliers.

Deluxe's Days Payable for the fiscal year that ended in Dec. 2025 is calculated as

Days Payable (A: Dec. 2025 )
=Average Accounts Payable /Cost of Goods Sold*Days in Period
=( (Accounts Payable (A: Dec. 2024 ) + Accounts Payable (A: Dec. 2025 )) / count ) / Cost of Goods Sold (A: Dec. 2025 )*Days in Period
=( (164.9 + 161.3) / 2 ) / 1002.5*365
=163.1 / 1002.5*365
=59.38

Deluxe's Days Payable for the quarter that ended in Mar. 2026 is calculated as:

Days Payable (Q: Mar. 2026 )
=Average Accounts Payable / Cost of Goods Sold*Days in Period
=( (Accounts Payable (Q: Dec. 2025 ) + Accounts Payable (Q: Mar. 2026 )) / count ) / Cost of Goods Sold (Q: Mar. 2026 )*Days in Period
=( (161.3 + 160.9) / 2 ) / 258.7*365 / 4
=161.1 / 258.7*365 / 4
=56.82

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Days Payable →
What does a Days Payable of 56.82 mean?
Deluxe (DLX) has a Days Payable of 56.82 as of Mar. 2026. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Deluxe and its competitors. This is near median its historical median of 55.07. Over the past decade, Deluxe's Days Payable has ranged from 48.74 to 59.38. According to the industry distribution chart, Deluxe ranks #239 out of 505 companies in the Conglomerates industry, placing it in the top 47.3%.
Is Deluxe's Days Payable too high?
Deluxe's current Days Payable of 56.82 is near median its 10-year median of 55.07. Over the past 10 years, this metric has ranged from a low of 48.74 to a high of 59.38. The Conglomerates industry median Days Payable is 55.71. Deluxe's value of 56.82 is 2% above this industry median. Based on the distribution chart, Deluxe ranks #239 out of 505 companies in the Conglomerates industry, which is above the industry midpoint. Overall, Deluxe has a GF Score™ of 68/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Deluxe's Days Payable compare to AIAI and CODI?
According to the Conglomerates industry distribution chart, Deluxe ranks #239 out of 505 companies for Days Payable. This puts Deluxe in the upper half of its industry. The industry median Days Payable is 55.71. Deluxe's value of 56.82 is 2% above this benchmark. Historically, Deluxe's own Days Payable has ranged from 48.74 to 59.38 over the past decade. While the company's 10-year median is 55.07 vs. the industry median of 55.71, Deluxe has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Days Payable for a Conglomerates company?
The median Days Payable among Conglomerates companies is 55.71, based on 505 companies in the industry. Companies in the top quartile (top 25%) have a Days Payable significantly above this median, while those in the bottom quartile fall well below. However, Days Payable should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Deluxe's current Days Payable of 56.82 is 2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Days Payable mean?
A high Days Payable can signal that a stock is expensive relative to its fundamentals. Days payable represents the average amount of days a company waits to pay its invoices from suppliers. View historical data on Deluxe and its competitors. For the Conglomerates industry, the median Days Payable is 55.71 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Deluxe's current Days Payable is 56.82, which is near median its own 10-year median of 55.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Deluxe stock overvalued right now?
Based on GuruFocus' analysis, Deluxe (DLX) is currently considered Modestly Overvalued. The stock's GF Value™ is $18.38, compared to a current price of $23.93 — trading 30.2% above its estimated fair value. The current Days Payable is 56.82, which is near median its 10-year median of 55.07 and 2% above the Conglomerates industry median of 55.71. Deluxe's overall GF Score™ is 68/100 with 3 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Days Payable calculated?
Days Payable is calculated from a company's financial statements. For Deluxe (DLX), the current Days Payable is 56.82 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Deluxe (DLX) Overvalued in 2026?

Based on GuruFocus' analysis, Deluxe stock appears to be overvalued. The current stock price of $23.93 is trading 30.2% above its estimated GF Value™ of $18.38. GuruFocus considers Deluxe to be Modestly Overvalued.

Key valuation signals for DLX:

  • Days Payable: 56.82 (near median its 10-year median of 55.07)
  • GF Value™: $18.38 vs. price of $23.93 (30.2% above fair value)
  • GF Score™: 68/100 with 3 warning signs
  • Industry Position: 2% above the Conglomerates median (#239 of 505)

No single metric tells the full story. See the DLX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Deluxe Business Description

Other Exchanges DL8:Germany
Address 801 S. Marquette Avenue, Minneapolis, MN, USA, 55402-2807
Deluxe Corp is principally a payments and data company. Its reportable segments are: Merchant Services, B2B Payments, Data Solutions, and Print. Maximum revenue is derived from its Print segment, which provides printed personal and business checks, business essentials, as well as branded promotional, print, apparel, and digital storefront solutions. The Merchant Services segment provides electronic credit and debit card authorization, payment systems, and processing services. The B2B segment offers treasury management solutions, integrated accounts payable disbursements, and fraud and security services, and the Data Solutions segment offers data, analytics, and marketing services, as well as financial institution profitability reporting and business incorporation services.
68GF Score

Get the complete analysis for DLX

Days Payable is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$23.93
Price
$18.38
GF Value