Business Description
Affinity Bancshares Inc
NAICS : 522110
SIC : 6021
ISIN : US00832E1038
Share Class Description:
FRA:5610: Ordinary SharesTotal Employee Number:
82Description
Affinity Bancshares Inc is a bank holding company. The bank provides a range of financial services, including checking and savings accounts, certificates of deposit, mortgage, commercial and consumer loans, and money transfer services, operating across parts of Georgia and offering specialized lending such as dental practice and indirect automobile loans across the Southeastern United States. Its business mainly involves accepting public deposits and investing them in real estate and commercial loans, as well as mortgage-backed securities. The company also gathers deposits nationwide through its virtual bank, FitnessBank, and uses additional funding sources such as Federal Home Loan Bank borrowings.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 1.66 | |||||
Equity-to-Asset | 0.14 | |||||
Debt-to-Equity | 0.42 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 9/9 | |||||
Beneish M-Score | -2.45 | |||||
WACC vs ROIC | ||||||
Growth Rank
2/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 2.5 | |||||
3-Year EPS without NRI Growth Rate | 8.1 | |||||
3-Year FCF Growth Rate | 24 | |||||
3-Year Book Growth Rate | 5.5 |
Momentum Rank
9/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 56.55 | |||||
9-Day RSI | 53.63 | |||||
14-Day RSI | 52.7 | |||||
3-1 Month Momentum % | 1.59 | |||||
6-1 Month Momentum % | 10.98 | |||||
12-1 Month Momentum % | 20.75 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Average Share Buyback Ratio | 2.6 | |||||
Shareholder Yield % | 4.81 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 26.33 | |||||
FCF Margin % | 41.43 | |||||
OCF Margin % | 42.39 | |||||
ROE % | 6.99 | |||||
ROA % | 0.96 | |||||
Years of Profitability over Past 10-Year | 7 | |||||
Moat Score | 3 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 16.53 | |||||
PE Ratio without NRI | 15.2 | |||||
Price-to-Owner-Earnings | 12.47 | |||||
PEG Ratio | 1.52 | |||||
PS Ratio | 4.33 | |||||
PB Ratio | 1.07 | |||||
Price-to-Tangible-Book | 1.24 | |||||
Price-to-Free-Cash-Flow | 10.47 | |||||
Price-to-Operating-Cash-Flow | 10.23 | |||||
EV-to-Revenue | 3.08 | |||||
EV-to-FCF | 7.44 | |||||
Price-to-GF-Value | 1.11 | |||||
Price-to-Projected-FCF | 0.81 | |||||
Price-to-Graham-Number | 0.91 | |||||
FCF Yield % | 10 | |||||
Forward Rate of Return (Yacktman) % | 10.37 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
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Performance
Dividend
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Annualized Return % Â
Total Annual Return % Â
Affinity Bancshares Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 28.67 | ||
| EPS (TTM) (€) | 1.177 | ||
| Beta | -0.1745 | ||
| 3-Year Sharpe Ratio | 0.88 | ||
| 3-Year Sortino Ratio | 1.6 | ||
| Volatility % | 15.22 | ||
| 14-Day RSI | 52.7 | ||
| 14-Day ATR (€) | 0.893505 | ||
| 20-Day SMA (€) | 19.17 | ||
| 12-1 Month Momentum % | 20.75 | ||
| 52-Week Range (€) | 15.5 - 20.2 | ||
| Shares Outstanding (Mil) | 6.09 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 9 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
Affinity Bancshares Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
Affinity Bancshares Inc Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-10-23 | In 100 days | ||
| Second quarter earnings results for 2026 | 2026-07-24 | In 9 days | ||
| General meeting for 2026 | 2026-07-22 | In 7 days | ||
| First quarter earnings results for 2026 | 2026-04-24 | 18.00 (+0.00%) | ||
| Annual report for 2025 | 2026-03-20 | 16.40 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-23 | 17.40 (+0.00%) | ||
| Third quarter earnings results for 2025 | 2025-10-24 | 16.60 (+0.00%) | ||
| Second quarter earnings results for 2025 | 2025-07-25 | 15.80 (-0.63%) | ||
| General meeting for 2025 | 2025-05-20 09:00 | 15.60 (+0.00%) | ||
| First quarter earnings results for 2025 | 2025-05-09 | 15.80 (+0.00%) |
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Affinity Bancshares Inc Frequently Asked Questions
What is Affinity Bancshares Inc(FRA:5610)'s stock price today?
The current price of FRA:5610 is €19.70. The 52 week high of FRA:5610 is €20.20 and 52 week low is €15.50.
When is next earnings date of Affinity Bancshares Inc(FRA:5610)?
The next earnings date of Affinity Bancshares Inc(FRA:5610) is 2026-07-24 Est..
Does Affinity Bancshares Inc(FRA:5610) pay dividends? If so, how much?
Affinity Bancshares Inc(FRA:5610) does not pay dividend.
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