Business Description
The Hanover Insurance Group Inc
NAICS : 524126
SIC : 6331
ISIN : US4108671052
Share Class Description:
FRA:AF4: Ordinary SharesTotal Employee Number:
4,900Description
The Hanover Insurance Group Inc is a holding company whose primary business is offering property and casualty insurance products and services. The company markets itself through independent agents and brokers in the United States while conducting business through Hanover Insurance, Citizens and other THG subsidiaries. The company conducts business operations through four operating segments: Core Commercial, Specialty, Personal Lines, and Other. The company operates an investment portfolio that is exposed to fixed-income securities.
Financial Strength
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 0.27 | |||||
Equity-to-Asset | 0.22 | |||||
Debt-to-Equity | 0.25 | |||||
Debt-to-EBITDA | 0.93 | |||||
Interest Coverage | 21.24 | |||||
Piotroski F-Score | 9/9 | |||||
Beneish M-Score | -2.73 | |||||
WACC vs ROIC | ||||||
Growth Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 6.1 | |||||
3-Year EBITDA Growth Rate | 65.9 | |||||
3-Year EPS without NRI Growth Rate | 51.1 | |||||
3-Year FCF Growth Rate | 18 | |||||
3-Year Book Growth Rate | 15.5 | |||||
Future 3-5Y EPS without NRI Growth Rate Estimate Industry Rank | -1.76 | |||||
Future 3-5Y Total Revenue Growth Rate Estimate | 5.86 |
Momentum Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 72.06 | |||||
9-Day RSI | 72.03 | |||||
14-Day RSI | 69.64 | |||||
3-1 Month Momentum % | 14.48 | |||||
6-1 Month Momentum % | 6.41 | |||||
12-1 Month Momentum % | 18.57 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 1.8 | |||||
Dividend Payout Ratio | 0.18 | |||||
3-Year Dividend Growth Rate | 6.1 | |||||
Forward Dividend Yield % | 1.86 | |||||
5-Year Yield-on-Cost % | 2.48 | |||||
3-Year Average Share Buyback Ratio | 0.2 | |||||
Shareholder Yield % | 1.02 |
Profitability Rank
6/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 10.82 | |||||
EBITDA Margin % | 14.43 | |||||
FCF Margin % | 18.67 | |||||
OCF Margin % | 18.81 | |||||
ROE % | 21.42 | |||||
ROA % | 4.43 | |||||
ROIC % | 5 | |||||
3-Year ROIIC % | 25.7 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 5 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 10.7 | |||||
Forward PE Ratio | 11.54 | |||||
PE Ratio without NRI | 10.5 | |||||
Shiller PE Ratio | 21.16 | |||||
Price-to-Owner-Earnings | 6.85 | |||||
PEG Ratio | 1.62 | |||||
PS Ratio | 1.16 | |||||
PB Ratio | 2.09 | |||||
Price-to-Tangible-Book | 2.2 | |||||
Price-to-Free-Cash-Flow | 6.2 | |||||
Price-to-Operating-Cash-Flow | 6.15 | |||||
EV-to-EBIT | 8.32 | |||||
EV-to-EBITDA | 8.37 | |||||
EV-to-Revenue | 1.21 | |||||
EV-to-Forward-Revenue | 9.12 | |||||
EV-to-FCF | 6.44 | |||||
Price-to-GF-Value | 1.06 | |||||
Price-to-Projected-FCF | 0.73 | |||||
Price-to-Median-PS-Value | 1.2 | |||||
Price-to-Graham-Number | 1.01 | |||||
Earnings Yield (Greenblatt) % | 12.02 | |||||
FCF Yield % | 16.79 | |||||
Forward Rate of Return (Yacktman) % | 0.64 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
See DetailsInsider Trades
See DetailsPeter Lynch Chart
Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
The Hanover Insurance Group Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 5,726.087 | ||
| EPS (TTM) (€) | 17.072 | ||
| Beta | 0.1221 | ||
| 3-Year Sharpe Ratio | 0.72 | ||
| 3-Year Sortino Ratio | 1.31 | ||
| Volatility % | 18.73 | ||
| 14-Day RSI | 69.64 | ||
| 14-Day ATR (€) | 2.420861 | ||
| 20-Day SMA (€) | 167.65 | ||
| 12-1 Month Momentum % | 18.57 | ||
| 52-Week Range (€) | 136 - 183 | ||
| Shares Outstanding (Mil) | 34.99 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 9 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
The Hanover Insurance Group Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
The Hanover Insurance Group Inc Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Third quarter earnings conference call for 2026 | 2026-10-30 10:00 | In 124 days | ||
| Third quarter earnings results for 2026 | 2026-10-29 | In 122 days | ||
| Second quarter earnings conference call for 2026 | 2026-07-29 10:00 | In 31 days | ||
| Second quarter earnings results for 2026 | 2026-07-29 | In 30 days | ||
| USD 0.950000 Cash Dividend | 2026-06-12 | 169.00 (+0.00%) | ||
| General meeting for 2026 | 2026-05-12 09:00 | 159.00 (+0.00%) | ||
| First quarter earnings conference call for 2026 | 2026-04-30 10:00 | 153.00 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-04-29 | 151.00 (+0.00%) | ||
| USD 0.950000 Cash Dividend | 2026-03-13 | 148.00 (+0.00%) | ||
| Annual report for 2025 | 2026-02-20 | 146.00 (+0.00%) |
Show
Entries
The Hanover Insurance Group Inc Frequently Asked Questions
What is The Hanover Insurance Group Inc(FRA:AF4)'s stock price today?
The current price of FRA:AF4 is €180.00. The 52 week high of FRA:AF4 is €183.00 and 52 week low is €136.00.
When is next earnings date of The Hanover Insurance Group Inc(FRA:AF4)?
The next earnings date of The Hanover Insurance Group Inc(FRA:AF4) is 2026-07-29.
Does The Hanover Insurance Group Inc(FRA:AF4) pay dividends? If so, how much?
The Dividend Yield %  of The Hanover Insurance Group Inc(FRA:AF4) is 1.8% (As of Today), Highest Dividend Payout Ratio of The Hanover Insurance Group Inc(FRA:AF4) was 2.1. The lowest was 0.18. And the median was 0.33. The  Forward Dividend Yield % of The Hanover Insurance Group Inc(FRA:AF4) is 1.86%. For more information regarding to dividend, please check our Dividend Page.
Press Release
Articles on The Hanover Insurance Group Inc
No articles.