Business Description
United Bankshares Inc
NAICS : 522110
SIC : 6022
ISIN : US9099071071
Total Employee Number:
2,694Description
United Bankshares Inc is a financial holding company that provides banking services. The company operates in one segment: Community banking, which offers a full range-of-products and services through various delivery channels. Included among the banking products and services offered are the acceptance of deposits in checking, savings, time, and money market accounts; the making and servicing of personal, credit card, commercial, and floor plan loans; and the making of construction and real estate loans, as well as the origination and sale of residential mortgages in the secondary market. Also offered are trust and brokerage services, safe deposit boxes, and wire transfers.
Financial Strength
4/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Cash-To-Debt | 2.91 | |||||
Equity-to-Asset | 0.16 | |||||
Debt-to-Equity | 0.14 | |||||
Debt-to-EBITDA | N/A |
N/A
|
N/A
| |||
Interest Coverage | N/A |
N/A
|
N/A
| |||
Piotroski F-Score | 9/9 | |||||
Beneish M-Score | -2.44 | |||||
WACC vs ROIC | ||||||
Growth Rank
1/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
3-Year Revenue Growth Rate | 4.2 | |||||
3-Year EPS without NRI Growth Rate | 5.2 | |||||
3-Year FCF Growth Rate | -14.9 | |||||
3-Year Book Growth Rate | 5.4 |
Momentum Rank
8/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
5-Day RSI | 57.09 | |||||
9-Day RSI | 61.77 | |||||
14-Day RSI | 62.52 | |||||
3-1 Month Momentum % | 3.33 | |||||
6-1 Month Momentum % | 14.81 | |||||
12-1 Month Momentum % | 16.25 |
Liquidity Ratio
| Name | Current | Vs Industry | Vs History |
|---|
Dividend & Buy Back
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Dividend Yield % | 3.24 | |||||
Dividend Payout Ratio | 0.42 | |||||
3-Year Dividend Growth Rate | 1.1 | |||||
Forward Dividend Yield % | 3.32 | |||||
5-Year Yield-on-Cost % | 3.46 | |||||
3-Year Average Share Buyback Ratio | -1.3 | |||||
Shareholder Yield % | 9.09 |
Profitability Rank
5/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
Net Margin % | 39.97 | |||||
FCF Margin % | 41.27 | |||||
OCF Margin % | 42.74 | |||||
ROE % | 9.31 | |||||
ROA % | 1.52 | |||||
Years of Profitability over Past 10-Year | 10 | |||||
Moat Score | 4 | |||||
Tariff Resilience Score | 9 |
GF Value Rank
7/10
| Name | Current | Vs Industry | Vs History | |||
|---|---|---|---|---|---|---|
PE Ratio | 12.99 | |||||
Forward PE Ratio | 12.04 | |||||
PE Ratio without NRI | 12.99 | |||||
Shiller PE Ratio | 15.32 | |||||
Price-to-Owner-Earnings | 13.19 | |||||
PEG Ratio | 4.19 | |||||
PS Ratio | 5.19 | |||||
PB Ratio | 1.17 | |||||
Price-to-Tangible-Book | 1.85 | |||||
Price-to-Free-Cash-Flow | 12.56 | |||||
Price-to-Operating-Cash-Flow | 12.13 | |||||
EV-to-Revenue | 3.87 | |||||
EV-to-Forward-Revenue | 5.8 | |||||
EV-to-FCF | 9.36 | |||||
Price-to-GF-Value | 1.11 | |||||
Price-to-Projected-FCF | 0.73 | |||||
Price-to-Median-PS-Value | 1.07 | |||||
Price-to-Graham-Number | 1.03 | |||||
FCF Yield % | 8.15 | |||||
Forward Rate of Return (Yacktman) % | 11.97 |
Operating Revenue by Business Segment
Operating Revenue by Geographic Region
Historical Operating Revenue by Business Segment
Historical Operating Revenue by Geographic Region
Guru Trades
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Performance
Dividend
Log
Bar
Annualized Return % Â
Total Annual Return % Â
United Bankshares Inc Executives
DetailsAnalyst Estimate
Key Statistics
| Name | Value | ||
|---|---|---|---|
| Revenue (TTM) (Mil €) | 1,084.599 | ||
| EPS (TTM) (€) | 3.068 | ||
| Beta | 1.1582 | ||
| 3-Year Sharpe Ratio | 0.5 | ||
| 3-Year Sortino Ratio | 0.91 | ||
| Volatility % | 12.9 | ||
| 14-Day RSI | 62.52 | ||
| 14-Day ATR (€) | 0.42098 | ||
| 20-Day SMA (€) | 39.08 | ||
| 12-1 Month Momentum % | 16.25 | ||
| 52-Week Range (€) | 29 - 41 | ||
| Shares Outstanding (Mil) | 137.8 |
Piotroski F-Score Details
Year:
| Component | Result | ||
|---|---|---|---|
| Piotroski F-Score | 9 | ||
| Positive ROA | |||
| Positive CFROA | |||
| Higher ROA yoy | |||
| CFROA > ROA | |||
| Lower Leverage yoy | |||
| Higher Current Ratio yoy | |||
| Less Shares Outstanding yoy | |||
| Higher Gross Margin yoy | |||
| Higher Asset Turnover yoy |
United Bankshares Inc Filings
| Filing Date | Document Date | Form | ||
|---|---|---|---|---|
| No Filing Data | ||||
United Bankshares Inc Stock Events
| Event | Date | Price (€) | ||
|---|---|---|---|---|
| Third quarter earnings results for 2026 | 2026-10-23 | In 108 days | ||
| Second quarter earnings results for 2026 | 2026-07-24 | In 17 days | ||
| USD 0.380000 Cash Dividend | 2026-06-12 | 38.60 (+0.00%) | ||
| General meeting for 2026 | 2026-05-13 16:00 | 36.00 (+0.00%) | ||
| First quarter earnings results for 2026 | 2026-04-23 | 37.00 (+0.00%) | ||
| USD 0.380000 Cash Dividend | 2026-03-13 | 34.00 (+0.00%) | ||
| Raymond James 47th Annual Institutional Investors Conference | 2026-03-02 13:40 | 36.80 (+0.00%) | ||
| Annual report for 2025 | 2026-02-27 | 36.20 (+0.00%) | ||
| Fourth quarter earnings results for 2025 | 2026-01-22 | 34.40 (+0.00%) | ||
| USD 0.380000 Cash Dividend | 2025-12-12 | 33.20 (+0.00%) |
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United Bankshares Inc Frequently Asked Questions
What is United Bankshares Inc(FRA:UNK)'s stock price today?
The current price of FRA:UNK is €40.20. The 52 week high of FRA:UNK is €41.00 and 52 week low is €29.00.
When is next earnings date of United Bankshares Inc(FRA:UNK)?
The next earnings date of United Bankshares Inc(FRA:UNK) is 2026-07-24 Est..
Does United Bankshares Inc(FRA:UNK) pay dividends? If so, how much?
The Dividend Yield %  of United Bankshares Inc(FRA:UNK) is 3.24% (As of Today), Highest Dividend Payout Ratio of United Bankshares Inc(FRA:UNK) was 0.86. The lowest was 0.42. And the median was 0.54. The  Forward Dividend Yield % of United Bankshares Inc(FRA:UNK) is 3.32%. For more information regarding to dividend, please check our Dividend Page.
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